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May 7, 2010 Update: TravelSafe policies purchased on or after 5/5/10 are eligible for coverage for events due to the eruption of Eyjafjallajokull and resulting ash cloud. Read the entire TravelSafe statement here
As of 5/4/10, the maximum trip length a Canadian resident can cover with a TravelSafe plan is 60 days. |
TravelSafe has its strengths & quibbles:
Why Buy It? |
Quibbles |
The Vacation plan has $100,000 Secondary Emergency Medical coverage
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You can have a maximum of 7 people on the same TravelSafe policy
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The Premier plan has $250,000 Secondary Emergency Medical coverage
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The Premier plan's maximum trip length is 60 days
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The Premier plan includes the Cancel For Any Reason Benefit at no extra charge
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If you buy the TravelSafe Premier more than 15 days after your initial trip payment you will not be covered with the Cancel For Any Reason Benefit
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You have 15 calendar days after your initial trip deposit date to get a plan to cover the travelers' own pre-existing conditions, supplier financial default, and the optional Cancel For Any Reason upgrade.
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There's no 150% Trip Interruption if you insure an amount less than your total prepaid Trip costs that are subject to cancellation penalties or restrictions. You will be will be limited to the amount of coverage you purchased.
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The lowest trip cost you can cover is $0
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A $0 trip cost changes your policy's effective date potentially causing you a problem. Read this: Don’t Insure A $0 Trip Cost To Save Money
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You get "On Trip" Purchase Protection which reimburses up to $300 per person for travel arrangements that are booked while traveling
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There's a 6 person maximum on non-family member travelling companions for a trip cancellation / interruption claim when something happens to just one person in the party
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You don't have to insure your full trip cost to get the pre-existing conditions' waiver
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The maximum trip length a Canadian resident can cover with a TravelSafe plan is 60 days.
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TravelSafe can advance payment to a medical facility if needed to secure Your admission
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Travel to Cuba is not covered
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The "Cancel For Any Reason" upgrade reimburses your for up to 100% of non-refundable trip costs. See the details.
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You can cover a trip of up to $50,000 per person regardless of age for the Vacation Insurance Plan
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TravelSafe's maximum trip length is 150 days
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TravelSafe covers pre-existing conditions of family members who are not scheduled or booked to travel with you.
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TravelSafe has a 60 day Lookback Period for pre-existing conditions
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You can cancel your trip within 24 hours of your Scheduled Departure Date and time if your Trip destination is under a Hurricane warning issued by the NOAA National Hurricane Center, provided the cancellation of your Trip occurs more than 15 days following the effective date of coverage for your plan
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TravelSafe covers your medical expenses from an illness or injury, that first manifested itself while on your trip for up to the 52 weeks following the onset of the Sickness or within 52 weeks after the date of the accident.
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You have a 10 day Free Look Period
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TravelSafe is available to US & Canadian residents
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You get a 150% trip interruption benefit
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Trip Cancellation coverage includes up to $150 to cover airline change or re-issue fees when a trip is canceled by a travel supplier of land or water travel arrangements and up to $150 to cover re-bank fees associated with frequent flyer tickets.
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Travel Baggage Delay is 12 hours
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TravelSafe is 1 of the few companies we trust |
If you already know you which TravelSafe plan you want, click here to go to the TravelSafe Premier plan's secure online order form or click here to go to the TravelSafe Vacation plan's secure online order form. Or call us toll free at 1-888-407-3854 (US & Canada) to place your order over the telephone. |
TravelSafe gives you up to $250,000 Secondary Emergency Medical, up to $1,000,000 Emergency Medical Evacuation and 150% Trip Interruption. 10 day money back smile of satisfaction guarantee. Available to both US and Canadian residents. All benefits are expressed in U.S. dollars.
Ready to Order? It's easy (and safe) to order online or over the telephone - just call Steve, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.
The TravelSafe Premier & Vacation Plans Cover: |
Plan Name |
TravelSafe Premier |
TravelSafe Vacation Insurance |
Secure online order link (you don't pay extra fees using us) |
TravelSafe Premier |
TravelSafe Vacation Insurance |
Optional Benefit: Cancel For Any Reason |
As little as 75% and as much as 100% of non-refundable trip costs |
Who can get this? |
Any US or Canadian resident |
Money Back Guarantee |
10 days |
Trip Cancellation (per person) |
Up to the insured amount |
Trip Interruption (per person) |
Up to 150% of the insured amount |
Secondary Emergency Medical (per person) - TravelSafe can advance payment to a medical facility if needed to secure Your admission |
$250,000 |
$100,000 |
Emergency Dental Treatment for Accidental Injury (per person) |
$750 |
Emergency Medical Evacuation / Repatriation |
$1,000,000 |
Your deadline to waive the Pre-Existing Condition exclusion (only applies to the travelers) |
Your Initial Trip Deposit Date plus 15 calendar days |
Pre-Existing Condition Lookback Period |
60 Days |
Travel Baggage (per person) |
$3,000 |
$2,500 |
Travel Baggage Delay (per person) |
$250 / day $750 max (12 Hours or More) |
$250 (12 Hours or More) |
Travel Delay (per person) |
$1,500 (after 8 hours) $300 per day |
$750 (after 8 hours) $150 per day |
Missed Connection (per person) |
$3,000 (after 3 hours) |
$2,500 (after 3 hours) |
24-hr Accidental Death & Dismemberment (per person) |
Other than Air Flight: $50,000
Air Flight: $250,000 |
Other than Air Flight: $25,000 |
Rental Car Collision / Loss Damage Waiver |
$25,000 (except OR & TX residents) |
Yes, as a separate plan |
Additional Flight Accident Insurance (per person) |
You can get up to $1,500,000 per traveler as separate plans (US residents can get up to $1,500,000 & Candian residents can up to $500,000) |
24 Hour Emergency Assistance |
Yes |
Travel Supplier Financial Default |
14 Day Wait if purchased by your Initial Trip Deposit Date plus 15 calendar days |
Terrorist Incident coverage |
Terrorist Act which occurs in your departure city or in a city which is a scheduled destination for your Trip provided the Terrorist Act occurs within 30 days of the Scheduled Departure Date for your Trip |
Insurance Underwriter |
United States Fire Insurance Company (A Rated) |
Secure online order link (you don't pay extra fees using us) |
TravelSafe Premier |
TravelSafe Vacation Insurance |
Ready to Order? It's easy (and safe) to order online or over the telephone - just call Steve, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.
Here's How TravelSafe's Cancel For Any Reason Benefit Works:
You can cancel your Trip for any reason not otherwise covered by the policy and be reimbursed for up to 100% of the prepaid, forfeited, nonrefundable Payments or Deposits you paid for your covered Trip.
Plan Name |
TravelSafe Vacation Insurance |
0 - 25% Penalty Amount |
pays 100% of the trip cost |
26 - 50% Penalty Amount |
pays 85% of the trip cost |
Over 50% Penalty Amount |
pays 75% of the trip cost |
You must fulfill these requirements to have the Cancel For Any Reason Benefit:
1) Your enrollment form and premium payment is received (or, if mailed, is post-marked) within 15 days of the date your initial deposit/payment for your Trip is received; and
2) You insure 100% of the non-refundable components of your trip that you want covered by the "Cancel For Any Reason" / "Change Your Mind", that are subject to cancellation penalties or restrictions and also insure within 7 days of the payment for those arrangements the cost of any subsequent arrangements (or any other subsequent arrangements not made through your travel agent) added to your Trip. You do not have to insure your entire trip cost; and
3) You are not disabled from travel at the time you pay your premium; and
4) You cancel your Trip two (2) days or more before your Scheduled Trip Departure Date.
Important: If you insure an amount less than your total prepaid trip costs that are subject to cancellation penalties or restriction there will be no coverage available under the Optional Cancel For Any Reason Benefit, if purchased. |
Here are the TravelSafe Vacation Plan prices:
Take note of this important TravelSafe Vacation Plan pricing information:
The main section of the table contains rates for Trip costs up to $15,000 per person. Call Steve, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 if your per person cost exceeds $15,000
It's the same price for a trip of up to 30 days
TravelSafe Vacation (not from us) has a $6 non-refundable administration fee (not per person) you need to add to the prices below
Add an additional $5 per person per day for trips in excess of 30 days up to 150 days' length
Ready to order the TravelSafe Vacation plan? You can click here or call Steve, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.
The TravelSafe Vacation Plan's Prices: |
Per Person Trip Cost (US dollars) |
Up to Age 35 |
Ages 36 - 50 |
Ages 51 - 65 |
Ages 66 - 72 |
Ages 73 - 79 |
Ages 80 + |
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Base / CFAR |
Base / CFAR |
Base / CFAR |
Base / CFAR |
Base / CFAR |
Base / CFAR |
$0 |
$25 |
N/A |
32 |
N/A |
36 |
N/A |
43 |
N/A |
63 |
N/A |
81 |
N/A |
$1- 500 |
32 |
47 |
38 |
58 |
45 |
66 |
57 |
81 |
77 |
109 |
99 |
139 |
$501- 1000 |
38 |
58 |
51 |
76 |
57 |
82 |
77 |
111 |
115 |
164 |
146 |
204 |
$1001- 1500 |
51 |
76 |
63 |
95 |
96 |
140 |
128 |
184 |
179 |
254 |
212 |
297 |
$1501- 2000 |
70 |
105 |
89 |
134 |
133 |
195 |
179 |
257 |
243 |
345 |
292 |
408 |
$2001- 2500 |
89 |
134 |
115 |
173 |
172 |
251 |
229 |
330 |
306 |
435 |
371 |
519 |
$2501- 3000 |
108 |
163 |
140 |
210 |
210 |
307 |
281 |
405 |
371 |
526 |
450 |
630 |
$3001- 3500 |
128 |
192 |
165 |
247 |
249 |
363 |
332 |
478 |
434 |
616 |
529 |
740 |
$3501- 4000 |
154 |
231 |
192 |
288 |
287 |
419 |
383 |
552 |
497 |
706 |
608 |
851 |
$4001- 4500 |
179 |
268 |
217 |
325 |
325 |
475 |
434 |
625 |
563 |
799 |
687 |
962 |
$4501- 5000 |
205 |
307 |
242 |
363 |
364 |
531 |
485 |
698 |
626 |
889 |
768 |
1076 |
$5001- 5500 |
231 |
346 |
269 |
403 |
402 |
587 |
537 |
773 |
689 |
979 |
848 |
1187 |
$5501- 6000 |
255 |
383 |
294 |
441 |
441 |
643 |
588 |
846 |
753 |
1069 |
925 |
1296 |
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Up to Age 35 |
Ages 36 - 50 |
Ages 51 - 65 |
Ages 66 - 72 |
Ages 73 - 79 |
Ages 80 + |
$6001- 6500 |
280 |
420 |
319 |
478 |
479 |
700 |
638 |
919 |
818 |
1162 |
1006 |
1408 |
$6501- 7000 |
305 |
458 |
346 |
519 |
518 |
756 |
689 |
993 |
881 |
1252 |
1085 |
1519 |
$7001- 7500 |
332 |
498 |
371 |
556 |
556 |
812 |
740 |
1066 |
945 |
1341 |
1164 |
1629 |
$7501- 8000 |
357 |
536 |
396 |
593 |
593 |
866 |
791 |
1139 |
1010 |
1435 |
1243 |
1740 |
$8001- 8500 |
384 |
576 |
420 |
631 |
633 |
924 |
843 |
1214 |
1074 |
1524 |
1322 |
1851 |
$8501- 9000 |
407 |
610 |
447 |
671 |
671 |
980 |
893 |
1285 |
1137 |
1614 |
1401 |
1962 |
$9001- 9500 |
434 |
651 |
472 |
709 |
710 |
1036 |
945 |
1360 |
1200 |
1704 |
1480 |
2072 |
$9501- 10000 |
459 |
688 |
497 |
746 |
750 |
1095 |
994 |
1432 |
1266 |
1797 |
1559 |
2183 |
$10001- 11000 |
554 |
831 |
712 |
1068 |
949 |
1386 |
1187 |
1709 |
1424 |
2022 |
1898 |
2658 |
$11001- 12000 |
610 |
915 |
780 |
1170 |
1040 |
1518 |
1300 |
1871 |
1559 |
2214 |
2079 |
2911 |
$12001- 13000 |
667 |
1000 |
848 |
1271 |
1130 |
1650 |
1413 |
2034 |
1695 |
2407 |
2260 |
3164 |
$13001- 14000 |
723 |
1085 |
915 |
1373 |
1220 |
1782 |
1526 |
2197 |
1831 |
2599 |
2441 |
3417 |
$14001- 15000 |
780 |
1170 |
983 |
1475 |
1311 |
1914 |
1639 |
2359 |
1966 |
2792 |
2622 |
3670 |
US Residents: 31 - 150 days = $5 per day Canadian Residents: 31 - 60 days = $5 per day (Canadian residents' maximum trip length is 60 days) |
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Up to Age 35 |
Ages 36 - 50 |
Ages 51 - 65 |
Ages 66 - 72 |
Ages 73 - 79 |
Ages 80 + |
Additional amount for trip costs between $15,001- $100,000 Add the following percentages for amounts above $15,000 |
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5.65% |
7.91% |
10.17% |
13.56% |
15.82% |
20.34% |
Increase the base cost by these percentages to get the CFAR prices on the per person trip costs above $15,000 |
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50% |
50% |
46% |
44% |
42% |
40% |
Click here to go to the TravelSafe secure online order form.
Here are the TravelSafe Premier Plan prices:
Take note of this important TravelSafe Premier Plan pricing information:
TravelSafe Premier's maximum trip cost is $30,000 per person
It's the same price for a trip of up to 30 days
TravelSafe Premier (not from us) has a $6 non-refundable administration fee (not per person) you need to add to the prices below
Add an additional $5 per person per day for trips in excess of 30 days up to 60 days' length
TravelSafe Premier's minimum policy cost is $70 per person plus the $6 policy fee
Ready to order the TravelSafe Premier plan? You can click here or call Steve, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.
The TravelSafe Premier Plan's Prices: |
Per Person Trip Cost (US dollars) |
Up to Age 50 |
51- 65 |
66 - 75 |
$0 - $30,000 |
14% of trip cost |
16% of trip cost |
18% of trip cost |
31 - 60 days |
$5.00 per day |
Here's a TravelSafe Premier premium calculation example: |
1 traveler age 62
12 day trip length
$3500 trip cost |
$3500 times 16% (.16) = $560
plus $6 policy fee = $566 Total
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Click here to go to the TravelSafe Premier secure online order form
Ready to Order? It's easy (and safe) to order online or over the telephone - just call Steve, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.
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PS - Even though TripInsuranceStore.com is world's the most informative travel insurance website, you are still responsible to know what's in your policy's Certificate of Coverage. Click here to get each plan's Certificate of Coverage.
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