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TravelSafe has its strengths & quibbles:

Why Buy It?

Quibbles

The Vacation plan has $100,000 Secondary Emergency Medical coverage

There's a 6 person maximum for a trip cancellation / interruption claim when something happens to just one person in the party

You have 14 calendar days after your initial trip deposit date to get a plan to cover pre-existing conditions, supplier financial default, and the optional Cancel For Any Reason upgrade.

There's no 150% Trip Interruption if you insure an amount less than your total prepaid Trip costs that are subject to cancellation penalties or restrictions. You will be will be limited to the amount of coverage you purchased.

The lowest trip cost you can cover is $0. This means you don't get any trip cancellation, trip interruption, nor pre-existing conditions coverage

A $0 trip cost makes the policy effective date the later of 12:01 am of your departure date or 12:01 am of the day after your purchase date.

Travel Safe can guarantee payment to a medical facility to secure your admission while you're on your trip

 

You can cover a trip of up to $50,000 per person regardless of age for the Vacation Insurance Plan

 

The Vacation Insurance Plan's maximum trip length is 120 days.

 

Travel Safe covers Medically Stable pre-existing conditions of family members who are not scheduled or booked to travel with you.

 

You can get "Cancel For Any Reason" coverage for up to 100% of non-refundable trip costs for the Vacation. See the details.

 

Travel Safe has a 60 day Lookback Period for pre-existing conditions

 

You can cancel your trip within 24 hours of your Scheduled Departure Date and time if your Trip destination is under a Hurricane warning issued by the NOAA National Hurricane Center, provided the cancellation of your Trip occurs more than 15 days following the effective date of coverage for your plan

 

Travel Safe covers your medical expenses from an illness or injury, that first manifested itself while on your trip, for up to one year after returning home. You have to seek the initial medical treatment while on your trip.

 

You have a 10 day Free Look Period

 

Travel Safe is available to US & Canadian residents

 

You get a 150% trip interruption benefit

 

There is no limit to the number of people on a policy when you are enrolling online or over the phone with TripInsuranceStore.com

 

Trip Cancellation coverage includes up to $150 to cover airline change or re-issue fees when a trip is canceled by a travel supplier of land or water travel arrangements and up to $150 to cover re-bank fees associated with frequent flyer tickets.

 

Travel Baggage Delay is 12 hours

 

Travel Safe is 1 of the 6 companies we trust

If you already know which TravelSafe plan you want, click here to go to the Vacation plan's secure online order form or click here to go to the Premier plan's secure online order form. Or call us toll free at 1-888-407-3854 (US & Canada) to place your order over the telephone.

TravelSafeTravelSafe gives you up to $100,000 Secondary Emergency Medical, up to $1,000,000 Emergency Medical Evacuation and 150% Trip Interruption. 10 day money back satisfaction guarantee. Available to both US and Canadian residents. All benefits are expressed in U.S. dollars.

Travel Safe's Certificates of Coverage:

Please select the appropriate Certificate: (you can view them with the free Adobe Acrobat Reader). You may find this helpful: Printing With Adobe Reader

Travel Safe Vacation Insurance's Certificate

A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Travel Safe Vacation Comprehensive or Premier Certificate of Coverage. You may click on the link to view or download it

The Travel Safe Vacation Plan Covers:

Plan Name

Travel Safe Vacation Insurance

Optional Benefit:
Cancel For Any Reason

up to 100% of non-refundable trip costs

Secure online order link (you don't pay extra fees by going through us)

Travel Safe Vacation Insurance

Money Back Guarantee

10 days

Trip Cancellation (per person)

Up to the insured amount

Trip Interruption (per person)

Up to 150% of the insured amount

Secondary Emergency Medical & Emergency Dental (Treatment for Accidental Injury); (per person)

$100,000

Travel Safe can guarantee the hospital payment

Emergency Medical Evacuation / Repatriation

$1,000,000

Emergency Dental (per person)

Included in Emergency Medical

Your deadline to waive the Pre-Existing Condition exclusion

Your Initial Trip Deposit Date plus 14 calendar days

Pre-Existing Condition Lookback Period

60 Days

Travel Baggage (per person)

$2500

Travel Baggage Delay (per person)

$250 (12 Hours or More)

Travel Delay (per person)

$150 Per Day, $750 Maximum (8 Hours or More)

24-hr Accidental Death & Dismemberment (per person)

Other than Air Flight = $25,000

Rental Car Collision / Loss Damage Waiver

$25,000 (Not available to residents of OR & TX)

24 Hour Emergency Assistance

Yes. TravelSafe's designated provider, Medex, provides these assistance services.

Travel Supplier Financial Default

14 Day Wait if purchased by your Initial Trip Deposit Date plus 14 calendar days

Terrorist Incident coverage

Terrorist Act which occurs in your departure city or in a city which is a scheduled destination for your Trip provided the Terrorist Act occurs within 30 days of the Scheduled Departure Date for your Trip

Here are some more details:

- The Premier plan is only available within 14 days after your initial trip deposit date
- You have to be a US or Canadian resident

Insurance Underwriter

Stonebridge Casualty Insurance Company (2008 AM Best Rating A-)

Secure online order link (you don't pay extra fees by going through us)

Travel Safe Vacation Insurance



Here's How The Cancel For Any Reason Benefit Works:

Plan Name

Travel Safe Vacation Insurance

0 - 25% Penalty Amount

pays 100% of the trip cost

26 - 50% Penalty Amount

pays 85% of the trip cost

Over 50% Penalty Amount

pays 75% of the trip cost

 You can cancel your Trip for any reason not otherwise covered by the policy and be reimbursed for up to 100% or 90% of the prepaid, forfeited, nonrefundable Payments or Deposits you paid for your Trip.

 The Cancel For Any Reason benefit's cost is 40% extra for the Travel Safe Vacation Insurance

 You must fulfill these requirements to have the Cancel For Any Reason Benefit:

 1) Your enrollment form and premium payment is received (or, if mailed, is post-marked) within 14 days of the date your initial deposit/payment for your Trip is received; and
 2) You insure all prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within 7 days of the payment for those arrangements the cost of any subsequent arrangements (or any other subsequent arrangements not made through your travel agent) added to your Trip; and
 3) You are not disabled from travel at the time you pay your premium; and
 4) You cancel your Trip two (2) days or more before your Scheduled Trip Departure Date.

Important: If you insure an amount less than your total prepaid trip costs that are subject to cancellation penalties or restriction there will be no coverage available under the Optional Cancel For Any Reason Benefit, if purchased.

Here are the Travel Safe Vacation Plan prices:

Take note of this important Travel Safe Vacation Plan pricing information:

  • The main section of the table contains rates for Trip costs up to $15,000 per person. Call Steve, Tara, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 if your per person cost exceeds $15,000
  • You have to add 40% (or multiply it by 1.4) to the Vacation Plan rates to get the cost including the optional Cancel For Any Reason Benefit
  • It's the same price for a trip of up to 30 days
  • TravelSafe Vacation has a $6 administration fee per policy
  • Add an additional $5 per person per day for trips in excess of 30 days up to 120 days' length

Ready to Order? It's easy (and safe) to do online or over the telephone - just call Steve, Tara, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.

Trip Cost / Ages

Up to Age 35

36 - 50

51 - 62

63 - 72

73 - 79

80 +

$0

$22

28

32

48

56

72

$1-500

$28

34

40

50

68

88

$501-1,000

$34

45

50

68

102

129

$1,001-1,500

$45

56

85

113

158

188

$1,501-2,000

$62

79

118

158

215

258

$2,001-2,500

$79

102

152

203

271

328

$2,501-3,000

$96

124

186

249

328

398

$3,001-3,500

$113

146

220

294

384

468

$3,501-4,000

$136

170

254

339

440

538

$4,001-4,500

$158

192

288

384

498

608

$4,501-5,000

$181

214

322

429

554

680

$5,001-5,500

$204

238

356

475

610

750

$5,501-6,000

$226

260

390

520

666

819

$6,001-6,500

$248

282

424

565

724

890

$6,501-7,000

$270

306

458

610

780

960

$7,001-7,500

$294

328

492

655

836

1,030

$7,501-8,000

$316

350

525

700

894

1,100

$8,001-8,500

$340

372

560

746

950

1,170

$8,501-9,000

$360

396

594

790

1,006

1,240

$9,001-9,500

$384

418

628

836

1,062

1,310

$9,501-10,000

$406

440

664

880

1,120

1,380

$10,001-11,000

$490

630

840

1,050

1,260

1,680

$11,001-12,000

$540

690

920

1,150

1,380

1,840

$12,001-13,000

$590

750

1,000

1,250

1,500

2,000

$13,001-14,000

$640

810

1,080

1,350

1,620

2,160

$14,001-15,000

$690

870

1,160

1,450

1,740

2,320

31 - 120 days

$5.00 per day

The Optional Cancel For Any Reason Benefit cost is calculated at a rate of 40% of the applicable Base Rate.

Click here to go to the Travel Safe secure online order form.

Want the right travel insurance plan for your trip? Make one easy toll free phone call to Steve, Tara, Deanna, Becky, Teresa or Mary at 1-888-407-3854 (US & Canada) or 507-214-3854. 8 am - 10 pm Eastern time. Fast service.

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Ready to Order? It's easy (and safe) to do online or over the telephone - just call Steve, Tara, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.

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to use, provides answers to the important questions, and is backed up by the toll free phone line. It definitely makes shopping for a complicated product easier. Our policy arrived in the mail and was correct in every regard - just as requested. Thanks! - Cynthia C., Portland, OR

In the last 2 years I have taken out about 8-10 policies thru you because your group is a class act. Sincerely, Stan S., Dacula, GA

Please do modify our policy as you suggested. This is quite a surprise to us, in the past we've used other online companies and no recommendations to change our insurance were ever made. Kudos to you and your company. You really do offer great service plus advice, a real leap ahead of other companies and all online insurance companies that we've used in the past. Many Thanks! Regards, John C., Novato, CA

Before I found Trip Insurance Store.com I was bouncing back and forth between web sites trying to sort out the pros, cons, & details of the different companies & policies. I found your 'side by side' comparisons very helpful and easy to understand. It made it much easier to make what I believe was a intelligent choice that I feel comfortable with. When you can compare apples to apples (side by side), it's easy to see that there are significant differences between the various companies and policies being sold. Because there is so much deceptive and 'slight of hand' marketing out there, your recommendations of reputable and trusted policy issuers was comforting. Mark C., Urbana, IL