It’s a Long Walk From Guatemala to Honduras

by Steve Dasseos, The Trip Insurance Guru on July 16, 2010 · 0 comments

in Fun, Helpful Travel Tips

Unless you’ve read my About Us page, you may not know that I lived in Mexico & Guatemala from July 1985 to July 1986. That means I lived in Guatemala in during its Civil War. I learned Spanish in Antigua, Guatemala, too.

In the course of the year, I traveled quite a bit. I love history and archaeology, so I was able to visit many Mayan ruins and other historical sites. And I have many fond memories of Latin America.

This morning I read Shannon O’Donnell’s article A Little Travel Guilt…Copan Ruins, A Necessary Third? which got me thinking about my own trip to Copan, Honduras.

I have always been a cheapskate – that means I got to see even more out-of-the-way places (like Iximche) due to my desire to save money on certain modes of transportation. In other words, I walked a lot more often than I had to.

One of those extra walks involved leaving Guatemala and entering Honduras. It was about a mile between the Guatemalan and Honduran border posts. There were drivers who shuttled people back and forth for $.25 a ride, which I was happy to pay.

Unfortunately, the price for an American male was $3 which I didn’t want to pay. It started at $6, but the lowest I could get them down to was $3. I was at a disadvantage because of these things:

  • I wasn’t Guatemalan nor Honduran
  • I had a 40 pound backpack
  • The mile-long dirt road spanned a valley so I had to walk down a half mile and back up a half mile
  • It was a hot and dusty day in April 1986

So I walked. And as the drivers passed, they heckled me for being too cheap (which strengthened my resolve). I eventually got to Honduras where, to my surprise, the drivers bought me an ice-cold Coke and lunch. We chatted and laughed for about 30 minutes and they made sure I got on the right bus for Copan.


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Travel Insurance and Hurricane Coverage

by Steve Dasseos, The Trip Insurance Guru on July 15, 2010 · 0 comments

in Ask Steve Dasseos Q&A, Disasters

Will your travel insurance plans give me back 100% of my money if there is a hurricane? Vickie

Hi Vickie,

The short answer is “no, travel insurance plans will not give you 100% of you money back if there is a hurricane”.

Having said that, depending on how a hurricane affects your trip determines if your trip cancellation travel insurance will give you any of your money back.

It’s possible to have a claim paid for a trip cancellation due to a hurricane. However, unless the hurricane was right at your cruise’s departure port, it’s more likely you will have a travel delay and fly to get caught up to your cruise.

Here are the coverages most likely to be triggered by a Hurricane:

  • Missed Connection – you are delayed at least 3 hours and you miss a connecting flight
  • Travel Delay – you are delayed at least 5 – 12 hours (depending on the plan) and you have to stay overnight
  • Trip Cancellation – you have to completely cancel your trip. Bad weather cancellations require a 24 hour shut down of common carrier services.

    One exception is that TravelSafe allows you to cancel your trip within 24 hours of your Scheduled Departure Date and time if your Trip destination is under a Hurricane warning issued by the NOAA National Hurricane Center, provided the cancellation of your Trip occurs more than 15 days following the effective date of coverage for your plan.

  • Trip Interruption – you are forced to evacuate and return home early from your trip

Trip Cancellation / Interruption for bad weather is different from going to Cancun and having it rain the whole time. You won’t have much fun, but unless the bad weather completely prevents you from getting there, you won’t have a valid claim.

By the way, I even have a special page just for Bad Weather Coverage where I cover it in more detail.

I hope this makes sense. If not, call us at 1-888-407-3854 and we’ll help you figure it all out.

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