by Steve Dasseos, The Trip Insurance Guru on January 12, 2012
Dr. Mercola recommends 14 Smart Phone and Tablet Apps.
But first: No, I didn’t get hit by that cement truck I talk about. Instead, thanks to the many friends of TripInsuranceStore.com Becky, Deanna & I have been very busy. In fact, I am working on adding another smart and pleasant associate here in the near future.
I don’t know how many of you subscribe to Dr. Mercola’s free Natural Health Newsletter. If you don’t, click here to do it today. I get no benefit out of your subscription other than the knowledge that your quality of life will improve.
Dr. Mercola starts his article with these money-savings hints on how to use the iPad:
“There is no question that for the foreseeable future the iPad will dominate the tablet market. Hopefully Android tablets will provide some competition down the road, but for now the iPad rules. If you haven’t purchased one, it is my suggestion to not purchase one with a wireless modem for several reasons. They cost $100 more, you need to pay monthly fees, and the current 3G connection is slow compared to 4G. So get the Wi-Fi version for $100 less. If you can afford more memory, go for it, if not, the base model at $499 is just fine.
One key to making the iPad a great tool is the speed of your connection, as many of the useful apps may be slow for some people to use at typical 3G speeds. So you can hook up to your home or office Wi-Fi, or when you are mobile you can hotspot into a phone that has 4G LTE. I got the first phone with the service from Verizon in March and it is extraordinary. I only use it when traveling but it is amazing. No more internet connection fees at hotels or airports.”
Next, he gives an detailed explanation of the 14 apps. Even though I’ve had an iPhone for 2 years I don’t have any of these apps, so I’ll be getting some of these. These apps range from fitness to news.
Click here to read Dr. Mercola’s 14 Smart Phone and Tablet Apps.
I hope this helps you.
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Technorati Tags: android, apps, Health, ipad, iphone, medical
by Steve Dasseos, The Trip Insurance Guru on November 30, 2011
Hi Steve, There’s been a price reduction on the air portion of our trip. We have already paid up front for the higher price, and the savings that we will receive will come in the form of a credit toward future air travel, once I go about this procedure online. My Travel Insured policy states (page 19, part 1) concerning the pre-existing conditions waiver, “You must purchase the policy for the full non-refundable cost of Your Trip.”
Does the amount that I should insure to get the pre-existing conditions waiver and Cancel For Any Reason remain the amount with the higher air charges, or can I insure up to the new lower amount, even though the higher amount has been paid, and there will be no cash refund? Thanks, Elizabeth
Hi Elizabeth,
You won’t be able to lower your trip cost. That’s because the savings is coming in the form of a future credit and not a refund to you. If you can get the airline to refund you the money in cash you can lower your trip cost.
If you don’t get a cash refund and keep the credit, be sure to insure your plane ticket’s cost after the credit is applied so you don’t over-insure your ticket and pay too much for the trip insurance.
I hope this makes sense. If you want the right travel insurance advice, call us at 1-888-407-3854 and we’ll help you figure it all out.
Now, a word from our sponsor: TripInsuranceStore.com (the Most Exclusive, Informative & Friendliest Travel Insurance Comparison Site)
PS – If you liked what you read, please subscribe to my Blog. You can also connect with TripInsuranceStore on Facebook.
by Steve Dasseos, The Trip Insurance Guru on November 10, 2011
I have a one-way flight from Seattle to Ft.Lauderdale, FL to join a cruise ship for work. I don’t know when I’ll return home. The flight arrives in Ft. Lauderdale at 11:20 am and the ship leaves 5:30 pm same day. I only want insurance to cover me if I miss the ship due to delayed flight and I need to catch up to the cruise. This is a re-positioning cruise so I would need to stay in a hotel for 6 days until the ship reached its first port. Is there an insurance that would cover me for this specific need? Thank you, Alana
Hi Alana,
Unfortunately, travel insurance won’t cover you for what you want because you have a one-way flight.
That’s because your one-way trip both starts and ends on the same day, which means that any travel insurance policy you get will both begin and end on the same day.
If you were returning home after your trip, you could get a travel insurance plan to cover you for the entire length of your round trip.
I hope this makes sense. If you want the right travel insurance advice, call us at 1-888-407-3854 and we’ll help you figure it all out.
Now, a word from our sponsor: TripInsuranceStore.com (the Most Exclusive, Informative & Friendliest Travel Insurance Comparison Site)
PS – If you liked what you read, please subscribe to my Blog. You can also connect with TripInsuranceStore on Facebook.
Technorati Tags: cruise, travel, travel delay, trip insurance
by Steve Dasseos, The Trip Insurance Guru on October 31, 2011
Steve: Briefly, I paid for my trip in August. I’m in good health but I am in my 80s. My question is if I just don’t feel good, will any of your trip insurance policies cover me if I cut my trip short and come home? Thanks for your help. Helen
Hi Helen, Thanks for visiting TripInsuranceStore.com and writing.
My Dad just turned 80 a few weeks ago. Both my parents are in great health and travel a lot. In fact, they are on an Azamara cruise in Brazil right now.
Travel insurance plans don’t cover you for anything related to cutting your trip short just because you don’t feel good.
On the other hand, if you “don’t feel good” because you just got hit by a cement truck walking across the street, then that’s a covered reason to come home early. Any unexpected injury or illness that causes your attending physician to advise you to return home is covered. Click here to see what else is covered.
I hope this makes sense. If you want the right travel insurance advice, call us at 1-888-407-3854 and we’ll help you figure it all out.
Now, a word from our sponsor: TripInsuranceStore.com (the Most Exclusive, Informative & Friendliest Travel Insurance Comparison Site)
PS – If you liked what you read, please subscribe to my Blog. You can also connect with TripInsuranceStore on Facebook.
Technorati Tags: cruise, cruise insurance, travel, travel insurance, trip, trip cancellation, trip insurance, trip interruption
by Steve Dasseos, The Trip Insurance Guru on October 21, 2011
Jenny emailed me needing travel insurance information. In her original email she stated “neither I nor my husband have any pre-existing medical conditions”.
Nevertheless, I wrote her and asked “Have either of you had any changes in medication dosages, stopped taking any prescription or added any new ones the past 6 months?”
Here’s Jenny’s response:
We have had no changes in our medications. But, my husband’s blood thinner medication dosage was lowered just a month ago.
My response was, “The adjustment in your husband’s medication causes it to be defined as a pre-existing medical condition. You have nothing to worry about because we can easily cover that. I’ll email you the prices & details shortly.”
After some back and forth emails and a few phone calls, I was able to help Jenny and her husband get a trip cancellation plan that includes pre-existing medical condition coverage.
This experience underscores why people can have trouble with a travel insurance plan. Had I accepted her original statement of “neither her nor her husband have any pre-existing medical conditions”, I would have given her the wrong advice which could result in a denied claim.
I hope this makes sense. If you want the right travel insurance advice, call us at 1-888-407-3854 and we’ll help you figure it all out.
Now, a word from our sponsor: TripInsuranceStore.com (the Most Exclusive, Informative & Friendliest Travel Insurance Comparison Site)
PS – If you liked what you read, please subscribe to my Blog. You can also connect with TripInsuranceStore on Facebook.
Technorati Tags: medical condition, pre-existing, pre-existing condition, pre-existing medical condition, travel, travel insurance, trip