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Travel Insured's Trip Cancellation Travel Insurance Plans

While pulling all the necessary paperwork together to file a claim was daunting (but necessary), I was amazed at how easy and hastle-free Travel Insured International made the claim and paid it promptly. I would definitely purchase a policy through TripInsuranceStore.com in the future. It was the best investment I have ever made. Thanks, Richard S., Acworth, Georgia

Travel Insured has its strengths & quibbles:

Why Buy It?

Quibbles

Travel Insured's Worldwide Trip Protector plan has $50,000 Secondary & the Gold plan has $50,000 Primary Emergency Medical coverage

The emergency medical has a $50 deductible per occurrence. The $25 Medical Upgrade eliminates the deductible.

Get $50,000 more medical ($100,000 total), $25,000 more AD&D, eliminate the medical deductible on the Gold plan for just $25 per person

The Collision Damage Waiver is Not Available to TX & WA State residents

Get $100,000 total ($50,000 more) Primary medical, $15,000 more AD&D and eliminate the medical deductible on the Worldwide Trip Protector plan for just $25 per person

Travel Insured does not continue to pay any medical expenses from an illness or injury that occurred on your trip after you return home

The lowest trip cost you can cover is $0. This means you won't have any trip cancellation, nor pre-existing conditions coverage. You have $1,000 Return Air only for the Gold & $500 for the WTP.

A $0 trip cost changes your policy's effective date potentially causing you a problem. Read this: Don’t Insure A $0 Trip Cost To Save Money

You have to buy the Travel Insured Gold plan within 30 calendar days after your initial trip deposit date to get pre-existing condition coverage, Financial Default, the optional Cancel for Any Reason and / or Cancel for Work Reasons upgrade

The optional Cancel for Any Reason and Cancel for Work Reasons upgrade are Not Available to WA State residents

You have to buy the Travel Insured WTP plan within 21 calendar days after your initial trip deposit date to get pre-existing condition coverage, Financial Default, the optional Cancel for Any Reason and / or Cancel for Work Reasons upgrade

 

The $25 Medical Upgrade includes Political Evacuation coverage to evacuate You home or to the nearest place of safety and then home. All reasonable expenses incurred for Your transportation to the nearest place of safety, and then to Your home, are covered up to a maximum of $100,000.

 

Travel Insured's Worldwide Trip Protector & Gold plans include "Hospital of Your choice" emergency transportation if medically necessary

 

Travel Insured can advance payment to a medical facility if needed to secure Your admission

 

Children under 18 are covered at no additional cost, including the CFAR & CFWR (not medical upgrade), on the Worldwide Trip Protector plan when accompanied by a covered adult. The children must be a Family Member of the primary insured.

 

The pre-existing medical conditions Lookback Period is 180 days

 

You have a 14 day (30 day for IN residents) Free Look Period

 

The Worldwide Trip Protector & Gold plans include "Missed Port of Call" as part of their Missed Connection coverage

 

The maximum trip cost you can cover is $25,000 per person and $50,000 per policy

 

Anyone can get a Travel Insured plan if they order it with us at Trip Insurance Store

 

You get a 150% trip interruption benefit

 

Travel Insured's maximum trip length is 180 days

 

Everyone with the same itinerary is considered a traveling companion

 

Get a Baggage Upgrade on WTP for $25 per person

 

If Your Travel Supplier cancels Your Trip, You are covered up to the cost of the ticket or the reissue fee charged by the airline for the tickets. You must have covered the entire cost of the Trip including the airfare.

 

Your frequent flyer re-deposit fee is paid when your claim's for a covered reason. You must have covered the entire cost of the Trip including the taxes paid.

 

Travel Insured is 1 of the few companies we trust

If you already know which Travel Insured plan you want click here to go to Travel Insured's secure online order form. Or call us toll free at 1-888-407-3854 to place your order over the telephone.

Travel InsuredTravel Insured covers you for up to $100,000 Primary Emergency Medical, up to $1,000,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back smile of satisfaction guarantee. The Cancel for Any Reason upgrade is available on the both Travel Insured Worldwide Trip Protector plans. Anyone can get a Travel Insured plan if they order it through us.

Travel Insured's Worldwide Trip Protector plan is family-friendly:
Children under 18 (the age when you order the insurance) are covered at no additional cost, including the CFAR & CFWR (not medical upgrade), when accompanied by a covered adult. The children must be a Family Member of the primary insured. Your children get a break on their travel costs, so why pay extra for their travel insurance, too?

Travel Insured's Certificates of Coverage

WTP plan's Description of Coverage

Gold plan's Description of Coverage

A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Travel Insured Certificate of Coverage.

You can view or download Travel Insured's Certificates with the free Adobe Acrobat Reader). You may find this helpful: Printing With Adobe Reader

Ready to Purchase? It's easy (and safe) to purchase online or over the telephone - just call Deanna, Becky, Tony or Steve toll free at 1-888-407-3854 (US, Canada) or 507-214-3854.

Click here to go to Travel Insured's secure online order form

The Travel Insured Worldwide Trip Protector
& Gold
Plans' cover:

Plan Name

Worldwide Trip Protector

Gold WTP

Secure online order form link (you don't pay extra fees using us)

Travel Insured's secure online order form

Optional Benefit:
Cancel for Any Reason

75% of non-refundable trip costs (except WA residents)

Who can get this?

Anyone can get a Travel Insured plan if they order it with us at TripInsuranceStore.com

Money Back Guarantee

14 days (Indiana residents have 30 days)

Trip Cancellation (per person)

Up to the insured amount

Trip Interruption (per person)

Up to 150% of the insured amount

Emergency Medical (per person) - Travel Insured can advance payment to a medical facility if needed to secure Your admission

$50,000 Secondary / $50 per occurrence deductible

Upgrade to $100,000 Primary with no deductible for $25 per person

$50,000 Primary / $50 per occurrence deductible

Upgrade to $100,000 Primary with no deductible for $25 per person

Emergency Medical Transportation (per person)

$500,000

$1,000,000

Emergency Dental Treatment for Accidental Injury (per person)

$750

Your deadline to waive the Pre-Existing Condition exclusion

Your Initial Trip Deposit Date plus 21 calendar days

Your Initial Trip Deposit Date plus 30 calendar days

Pre-Existing Condition Lookback Period

180 Days

Travel Baggage (per person)

$1,000 Secondary

$2,500 Primary

$25 per person Optional Baggage Upgrade

Becomes Primary
Baggage Delay at 6 hours
Business Equipment Coverage
Business Concierge Service

Not Available

Baggage Delay (per person)

$300 (after 12 hours)

$500 (after 12 hours)

Travel Delay (per person)

$1,000 (after 6 hours) $200 per day

$1,500 (after 6 hours) $200 per day

Missed Connection / Itinerary Change (per person)

$500 (after 3 hours)

$750 (after 3 hours)

Damage To Your Rental Car

Optional $50,000 CDW ($7 per calendar day) except for TX & WA residents

$50,000 included

24-hr Accidental Death & Dismemberment (per person)

$10,000

$25,000

$100,000 Air Only Common Carrier

Up to $1,000,000 Optional Flight Insurance Upgrade

$8 for $100,000
$18 for $250,000
$39 for $500,000
$50 for $1,000,000

$18 for $250,000
$39 for $500,0000
$50 for $1,000,000

24-hour Assistance Services

Yes

Travel Supplier Financial Default

14 Day Wait if purchased by your Initial Trip Deposit Date plus 21 calendar days

14 Day Wait if purchased by your Initial Trip Deposit Date plus 30 calendar days

Terrorist Incident coverage in Itinerary City

"If within 30 days of Your departure, a politically motivated Terrorist Attack occurs within the territorial limits of the City listed on Your itinerary. The Terrorist Attack must occur after the Effective Date of Your Trip Cancellation coverage."

$25 per person Optional Medical Upgrade

Double the medical to $100,000 Primary, Medical Evacuation to $1,000,000, get $15,000 more AD&D & eliminate the medical deductible

Double the medical to $100,000 Primary, get $25,000 more AD&D, eliminate the medical deductible

More Optional Upgrades

• Cancel for Any Reason except for WA residents. Adds 50% to the premium
• Cancel for Work Reasons except for WA residents for $24 per person
• Sports upgrade which covers $1,000 for rental of sports equipment that is delayed and/or forfeited greens fees for $30 per person
• $25 per person Primary Baggage Upgrade on WTP

Insurance Underwriter

ARCH Insurance Company (A Rated)

Secure online order link (you don't pay extra fees using us)

Travel Insured's secure online order form

Ready to Purchase? It's easy (and safe) to purchase online or over the telephone - just call Deanna, Becky, Tony or Steve toll free at 1-888-407-3854 (US, Canada) or 507-214-3854.

Here's How the Travel Insured Optional
Cancel for Any Reason Benefit Upgrade Works:

You must get this upgrade no later than 21 calendar days after your initial trip deposit date for the WTP plan or no later than 30 calendar days for the Gold plan after your initial trip deposit date. It must be added at the time of original plan purchase - you cannot add it later.

Not available for residents of Washington State

 The Cancel for Any Reason benefit's cost is 50% extra for the Travel Insured Worldwide Trip Protector & Gold plans

 If You cancel Your Covered Trip for any reason not otherwise covered by this plan at least two (2) days or more before Your Scheduled Departure Date, the Company will reimburse You for seventy-five percent (75%) of the prepaid, forfeited, non-refundable payments or deposits You paid for Your Covered Trip provided:

 1) Your enrollment form and premium payment is received (or, if mailed, is post-marked) within 21 days for the Travel Insured WTP or 30 days for the Travel Insured Gold of the date your initial deposit/payment for your Trip is received; and
 2) You insure all prepaid Trip costs that are subject to cancellation penalties or restrictions including any other subsequent arrangements not made through a travel agent; and
 3) You are not disabled from travel at the time you pay your premium; and
 4) You cancel your Trip more more than fortyeight (48) hours prior to Your Scheduled Departure Date.

Important: If you insure an amount less than your total prepaid trip costs that are subject to cancellation penalties or restriction there will be no coverage available under the Optional Cancel for Any Reason Benefit, if purchased.

Note: For any child to qualify for benefits under the Cancel for Any Reasons Upgrade, coverage must be purchased and paid for each child covered under the Gold plan. Children 17 & under are covered for free on the WTP plan.


Here's How the Travel Insured $24 Per Person
Optional Cancel For Work Reasons Upgrade Works:

You must get this upgrade no later than 21 calendar days after your initial trip deposit date for the WTP plan or no later than 30 calendar days for the Gold plan after your initial trip deposit date. It must be added at the time of original plan purchase - you cannot add it later.

Not available for residents of Washington State

If You have purchased the Cancel for Work Reasons Protection the Insurer will pay up to the maximum shown on the Schedule of Coverage and Services if You or Your Traveling Companion are prevented from taking Your Trip due to one of the following unforeseen events:

1) You or Your Traveling Companion are required to work during Your scheduled Trip. You must demonstrate proof of requirement to work, such as a notarized statement signed by an officer of Your or Your Traveling Companion's employer.

2) Your or Your Traveling Companion's company being made unsuitable for Work by fire, flood, burglary, vandalism or Natural Disaster.

3) Your or Your Traveling Companion's company being directly involved in a merger or acquisition. You or Your Traveling Companion must be an active employee of the company that is merging and You or Your Traveling Companion must be involved in such an event.

4) The employer with whom You or Your Traveling Companion were employed on Your Effective Date transfers You or Your Traveling Companion more than 250 miles and You or Your Traveling Companion are required to relocate Your or Your Traveling Companion's primary residence.

5) You or Your Traveling Companion are terminated or laid off from employment subject to one year of continuous employment at the place of employment where terminated.

Note: For any child to qualify for benefits under the Cancel for Work Reasons Upgrade, coverage must be purchased and paid for each child covered under the Gold plan. Children 17 & under are covered for free on the WTP plan.

Here are the Travel Insured Gold Prices:

Note this important Travel Insured Gold Plan pricing information:

The Travel Insured Worldwide Trip Protector Gold Plan Prices:

Per Person
Trip Cost

Up to
Age 35

Ages
36 - 60

Ages
61 - 70

Ages
71 - 75

Ages
76 - 80

Ages
81 - 85

Ages
86 +

$0

$24

32

42

51

68

99

115

$1 - 250

$27

37

50

58

75

111

128

$251 - 500

$29

40

61

71

85

132

142

$501 - 1000

$55

69

96

121

150

215

232

$1001 - 1500

$85

99

139

167

222

329

349

$1501 - 2000

$107

142

183

226

304

440

452

$2001 - 2500

$138

176

223

292

383

550

565

$2501 - 3000

$164

209

271

346

452

663

684

$3001 - 3500

$189

255

311

402

542

776

801

$3501 - 4000

$211

289

349

467

626

889

919

$4001 - 4500

$241

322

395

533

722

998

1,020

$4501 - 5000

$265

373

439

598

800

1,095

1,130

$5001 - 5500

$307

413

480

656

859

1,125

1,205

$5501 - 6000

$329

460

539

710

930

1,138

1,288

$6001 - 6500

$355

494

585

790

1,005

1,246

1,398

$6501 - 7000

$390

549

630

855

1,086

1,356

1,513

$7001 - 8000

$448

608

719

947

1,209

1,499

1,680

$8001 - 9000

$515

711

810

1,069

1,365

1,695

1,894

$9001 - 10000

$591

786

905

1,195

1,519

1,890

2,120

Ready to Purchase? It's easy (and safe) to purchase online or over the telephone - just call Deanna, Becky, Tony or Steve toll free at 1-888-407-3854 (US, Canada) or 507-214-3854.

Click here to go to the Travel Insured's secure online order form

Here are the Travel Insured Worldwide
Trip Protector Plan Prices:

Note this important Travel Insured Worldwide Trip Protector Plan pricing information:

The Travel Insured Worldwide Trip Protector Plan Prices:

Per Person
Trip Cost

Up to
Age 35

Ages
36 - 60

Ages
61 - 70

Ages
71 - 75

Ages
76 - 80

Ages
81 - 85

Ages
86 +

$0

$20

30

36

49

65

95

105

$1 - 250

$22

32

38

51

69

100

111

$251 - 500

$24

35

40

55

72

104

119

$501 - 1000

$41

51

65

93

116

162

183

$1001 - 1500

$53

71

90

125

163

221

259

$1501 - 2000

$71

94

123

174

213

281

330

$2001 - 2500

$91

117

153

256

301

346

405

$2501 - 3000

$111

138

182

334

380

407

478

$3001 - 3500

$130

146

212

374

420

468

556

$3501 - 4000

$147

161

241

414

455

578

635

$4001 - 4500

$164

183

306

442

483

619

695

$4501 - 5000

$184

210

343

474

528

700

767

$5001 - 5500

$210

249

378

506

565

819

898

$5501 - 6000

$236

285

411

535

595

853

929

$6001 - 6500

$258

311

452

572

639

906

988

$6501 - 7000

$281

338

486

619

690

965

1,061

$7001 - 8000

$309

368

547

707

872

1,175

1,276

$8001 - 9000

$348

396

612

797

992

1,340

1,456

$9001 - 10000

$385

428

670

879

1,113

1,501

1,632

Click here to go to the Travel Insured's secure online order form


Ready to Order? It's easy (and safe) to order online or over the telephone - just call Deanna, Becky, Tony or Steve toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.

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