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This is a long page - You get lots of information and prices |
While pulling all the necessary paperwork together to file a claim was daunting (but necessary), I was amazed at how easy and hastle-free Travel Insured International made the claim and paid it promptly. I would definitely purchase a policy through TripInsuranceStore.com in the future. It was the best investment I have ever made. Thanks, Richard S., Acworth, Georgia |
Travel Insured has its strengths & quibbles:
Why Buy It? |
Quibbles |
 Travel Insured's Worldwide Trip Protector plan has $50,000 & the Gold plan has $250,000 Secondary Emergency Medical coverage
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The emergency medical has a $50 deductible per occurence (you can eliminate this for just $25 per person) |
You can eliminate the $50 deductible & get Primary medical for just $25 per person. You also get $50,000 more medical ($100,000 total) on the Worldwide Trip Protector plan |
The Emergency Medical coverage ends when you return to the USA if you're traveling outside the USA |
Travel Insured's Worldwide Trip Protector & Gold plans include "Hospital of Your choice" emergency transportation |
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Travel Insured can advance payment to a medical facility if needed to secure Your admission |
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You have 14 calendar days after your initial trip deposit date to get a plan to cover pre-existing conditions and the optional Cancel For Any Reason upgrade. |
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Children under 18 are covered at no additional cost (except for optional upgrades) on the Worldwide Trip Protector plan when accompanied by a covered adult. The children must be a Family Member of the primary insured. |
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You can get "Cancel For Business Reasons" coverage for $24 per person. See the details. |
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The pre-existing medical conditions Lookback Period is 180 days |
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You have a 14 day Free Look Period |
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The Worldwide Trip Protector & Gold plans include "Missed Port of Call" as part of their Missed Connection coverage |
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The lowest trip cost you can cover is $0. This means you won't have any trip cancellation, nor pre-existing conditions coverage. You will have $1,000 Return Air only |
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The maximum trip cost you can cover is $100,000 per person |
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Travel Insured plans are available to US residents |
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You get a 150% trip interruption benefit |
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Travel Insured's maximum trip length is 180 days. |
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Everyone with the same itinerary is considered a traveling companion |
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Your airline tickets can be covered if your travel supplier cancels its portion. You must cover your entire trip cost including the airfare. |
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Supplier Financial Default is covered even if you book your travel directly (no travel agent) |
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Your frequent flyer re-deposit fee is paid when your claim's for a covered reason. |
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Travel Insured is 1 of the 6 companies we trust |
If you already know which Travel Insured plan you want & your trip cost isn't over $30,000 per person click here to go to Travel Insured's secure online order form. Or call us toll free at 1-888-407-3854 (US residents only) to place your order over the telephone. |
 Travel Insured covers you for up to $250,000 Secondary Emergency Medical, up to $1,000,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back smile of satisfaction guarantee. The Cancel For Any Reason upgrade is available on the both Travel Insured Worldwide Trip Protector plans.
Travel Insured is family-friendly:
Children under 18 (the age when you order the insurance) are covered at no additional cost (except for optional plan add-ons) when accompanied by a covered adult. The children must be a Family Member of the primary insured. Your children get a break on their travel costs, so why pay extra for their travel insurance, too?
Travel Insured's Certificates of Coverage:
Please select the appropriate Certificate: (you can view them with the free Adobe Acrobat Reader). You may find this helpful: Printing With Adobe Reader
Ready to Order? It's easy (and safe) to order online or over the telephone - just call Steve, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.
Click here to go to Travel Insured's secure online order form - you need to call us at 1-888-407-3854 to order if your trip cost is over $30,000 per person
Plan Name |
Worldwide Trip Protector |
Gold Worldwide Trip Protector |
Secure online order form link (you don't pay extra fees using us) |
Travel Insured's secure online order form - you need to call us at 1-888-407-3854 to order if your trip cost is over $30,000 per person |
Optional Benefit:
Cancel For Any Reason |
up to 75% of non-refundable trip costs (except WA residents) |
Who can get this? |
Any US resident |
Money Back Guarantee |
14 days |
Trip Cancellation (per person) |
Up to the insured amount |
Trip Interruption (per person) |
Up to 150% of the insured amount |
Secondary Emergency Medical (per person) - Travel Insured can advance payment to a medical facility if needed to secure Your admission
you can upgrade to Primary & no deductible |
$50,000 / $50 deductible per occurence |
$250,000 / $50 deductible per occurence |
Emergency Medical Transportation (per person) |
$500,000 |
$1,000,000 |
Emergency Dental Treatment for Accidental Injury (per person) |
$750 |
Your deadline to waive the Pre-Existing Condition exclusion |
Your Initial Trip Deposit Date plus 14 calendar days |
Pre-Existing Condition Lookback Period |
180 Days |
Travel Baggage (per person) |
$1500 |
$2500 |
Baggage Delay (per person) |
$300 (after 12 hours) |
$500 (after 12 hours) |
Travel Delay (per person) |
$750 (after 6 hours) $200 per day |
$1,500 (after 6 hours) $200 per day |
Missed Connection (per person) |
$750 (after 3-5 hours) |
Damage To Your Rental Car (except NY & WA residents) |
Add an optional Collision Damage Waiver for $7 per calendar day (except in OR, TX & WA) |
$50,000 included
$50,000 (except in OR, TX & WA) |
24-hr Accidental Death & Dismemberment (per person) |
$25,000 |
$50,000
$200,000 Air Only Common Carrier |
Additional Flight Accident Insurance (per person) |
You can get up to $1,500,000 per traveler as separate plans |
24-hour Assistance Services |
Included |
Travel Supplier Financial Default |
Supplier Financial Default is covered provided the entire trip cost is insured. There's a 14 Day Wait for benefits to begin |
Terrorist Incident coverage in Itinerary City |
"If within 30 days of Your departure, a politically motivated Terrorist Attack occurs within the territorial limits of the City listed on Your itinerary. The Terrorist Attack must occur after the Effective Date of Your Trip Cancellation coverage." |
Optional Medical Upgrade |
You can upgrade to Primary medical, get an additional $50,000 Emergency Medical & eliminate the deductibles for just $25 per person |
You can upgrade to Primary medical and eliminate the deductibles for just $25 per person |
More Optional Upgrades |
• Cancel For Any Reason except for WA residents. Adds 50% to the premium
• Cancel For Business Reasons except for WA residents for $24 per person
• Collision Damage Waiver ($7 per calendar day) except for NY & WA residents
• Up to $1,000,000 Flight Insurance |
• Cancel For Any Reason except for WA residents. Adds 50% to the premium
• Cancel For Business Reasons except for WA residents for $24 per person
• Collision Damage Waiver ($7 per calendar day) except for NY & WA residents
• Up to $1,000,000 Flight Insurance |
Up to $1,000,000 Optional Flight Insurance Upgrade |
$8 for $100,000
$18 for $250,000
$39 for $500,000
$50 for $1,000,000 |
$39 for $500,0000
$50 for $1,000,000 |
Insurance Underwriter |
ARCH Insurance Company (A Rated) |
Secure online order link (you don't pay extra fees using us) |
Travel Insured's secure online order form - you need to call us at 1-888-407-3854 to order if your trip cost is over $30,000 per person |
Ready to Order? It's easy (and safe) to order online or over the telephone - just call Steve, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.
Here's How Travel Insured's Optional
Cancel For Any Reason Benefit Upgrade Works:
You can cancel your Trip for any reason not otherwise covered by the policy and be reimbursed for up to 75% of the prepaid, forfeited, nonrefundable Payments or Deposits you paid for your covered Trip. You must cancel Your Trip more than fortyeight (48) hours prior to Your Scheduled Departure Date.
Travel Insured Worldwide Trip Protector & Gold |
Not available for residents of Washington State |
If You purchase the Cancel For Any Reason protection and You cancel Your Trip for any reason not otherwise covered by this plan, the Insurer will reimburse You for up to 75% of the prepaid, forfeited, non-refundable payments or deposits You paid for Your Trip provided You cancel Your Trip more more than fortyeight (48) hours prior to Your Scheduled Departure Date. |
The Cancel For Any Reason benefit's cost is 50% extra for the Travel Insured Worldwide Trip Protector & Gold plans
You must fulfill these requirements to have the Cancel For Any Reason Benefit:
1) Your enrollment form and premium payment is received (or, if mailed, is post-marked) within 14 days of the date your initial deposit/payment for your Trip is received; and
2) You insure all prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within 7 days of the payment for those arrangements the cost of any subsequent arrangements (or any other subsequent arrangements not made through your travel agent) added to your Trip; and
3) You are not disabled from travel at the time you pay your premium; and
4) You cancel your Trip more more than fortyeight (48) hours prior to Your Scheduled Departure Date.
Important: If you insure an amount less than your total prepaid trip costs that are subject to cancellation penalties or restriction there will be no coverage available under the Optional Cancel For Any Reason Benefit, if purchased.
Here's How Travel Insured's Optional
Cancel For Business Reasons Upgrade Works:
Not available for residents of Washington State
The "Cancel For Business Reasons Upgrade" includes ability to Cancel for Business Reasons. Its cost is $24 per person on the same policy.
If You have purchased the Cancel for Work Reasons Protection the Insurer will pay up to the maximum shown on the Schedule of Coverage and Services if You or Your Traveling Companion are prevented from taking Your Trip due to one of the following unforeseen events:
1) You or Your Traveling Companion are required to work during Your scheduled Trip. You must demonstrate proof of requirement to work, such as a notarized statement signed by an officer of Your or Your Traveling Companion's employer.
2) Your or Your Traveling Companion's company being made unsuitable for business by fire, flood, burglary, vandalism or Natural Disaster.
3) Your or Your Traveling Companion's company being directly involved in a merger or acquisition. You or Your Traveling Companion must be an active employee of the company that is merging and You or Your Traveling Companion must be involved in such an event.
4) The employer with whom You or Your Traveling Companion were employed on Your Effective Date transfers You or Your Traveling Companion more than 250 miles and You or Your Traveling Companion are required to relocate Your or Your Traveling Companion's primary residence.
5) You or Your Traveling Companion are terminated or laid off from employment subject to one year of continuous employment at the place of employment where terminated.
Note: For any child to qualify for benefits under the Business Upgrade, coverage must be purchased and paid for each child covered.
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Here are the Travel Insured Worldwide
Gold Trip Protector Plan Prices:
Note this important Travel Insured Worldwide Trip Protector Plan pricing information:
The Travel Insured Worldwide Trip Protector Gold Plan Prices: |
Per Person Trip Cost |
Up to
Age 35 |
Ages
36 - 45 |
Ages
46 - 60 |
Ages
61 - 74 |
Ages
75 - 80 |
Ages
81+ |
$0 |
25 |
29 |
34 |
56 |
72 |
131 |
$1 - 500 |
27 |
31 |
36 |
59 |
76 |
138 |
$501 - 1,000 |
47 |
56 |
60 |
96 |
138 |
197 |
$1,001 - 1,500 |
66 |
81 |
85 |
135 |
195 |
293 |
$1,501 - 2,000 |
76 |
111 |
117 |
171 |
257 |
380 |
$2,001 - 2,500 |
104 |
139 |
149 |
213 |
334 |
475 |
$2,501 - 3,000 |
126 |
171 |
180 |
243 |
378 |
559 |
$3,001 - 3,500 |
159 |
186 |
212 |
285 |
439 |
655 |
$3,501 - 4,000 |
172 |
220 |
240 |
326 |
549 |
749 |
$4,001 - 4,500 |
193 |
249 |
271 |
359 |
659 |
842 |
$4,501 - 5,000 |
210 |
280 |
315 |
389 |
769 |
937 |
$5,001 - 5,500 |
255 |
326 |
349 |
440 |
825 |
997 |
$5,501 - 6,000 |
282 |
349 |
391 |
486 |
860 |
1,056 |
$6,001 - 6,500 |
306 |
385 |
427 |
510 |
905 |
1,155 |
$6,501 - 7,000 |
332 |
405 |
474 |
540 |
1,010 |
1,253 |
$7,001 - 8,000 |
373 |
461 |
522 |
620 |
1,109 |
1,461 |
$8,001 - 9,000 |
424 |
547 |
607 |
705 |
1,210 |
1,659 |
$9,001 - 10,000 |
481 |
607 |
680 |
807 |
1,308 |
1,889 |
$10,001 - 11,000 |
541 |
686 |
758 |
942 |
1,454 |
3,002 |
$11,001 - 12,000 |
588 |
749 |
879 |
1,050 |
1,586 |
3,173 |
$12,001 - 13,000 |
635 |
812 |
999 |
1,158 |
1,718 |
3,347 |
$13,001 - 14,000 |
682 |
875 |
1,118 |
1,266 |
1,850 |
3,524 |
$14,001 - 15,000 |
729 |
938 |
1,236 |
1,374 |
1,982 |
3,703 |
$15,001 - 16,000 |
776 |
1,001 |
1,353 |
1,482 |
2,114 |
3,883 |
$16,001 - 17,000 |
823 |
1,064 |
1,470 |
1,590 |
2,246 |
4,065 |
$17,001 - 18,000 |
870 |
1,127 |
1,587 |
1,698 |
2,378 |
4,249 |
$18,001 - 19,000 |
917 |
1,190 |
1,703 |
1,806 |
2,510 |
4,433 |
$19,001 - 20,000 |
964 |
1,253 |
1,818 |
1,914 |
2,642 |
4,617 |
Ready to Order? It's easy (and safe) to order online or over the telephone - just call Steve, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.
Click here to go to the Travel Insured's secure online order form - you need to call us toll-free at 1-888-407-3854 to order a plan in the $30,001 - 100,000 trip cost range
Here are the Travel Insured Worldwide
Trip Protector Plan Prices:
Note this important Travel Insured Worldwide Trip Protector Plan pricing information:
The maximum trip cost you can insure with a Travel Insured plan is $100,000 per person The table contains rates for Trip costs up to $20,000 per person. Click here to get the prices from $20,001 to $100,000 per person The highest per person trip cost you can order online is $30,000. Call us at 1-888-407-3854 to order a policy with a per person trip cost over $30,000 per person. It's the same price for a trip of up to 30 days You can add an additional $50,000 Emergency Medical, double the Emergency Medical Transportation to $1,000,000 plus upgrade the medical to Primary with no deductible for $25 per person Travel Insured Worldwide Trip Protector has a $8 non-refundable policy fee (not per person) you need to add to the prices below The daily per person rates for a 31 - 180 days' trip is $4 Here's the Travel Insured Worldwide Trip Protector secure online order form
The Travel Insured Worldwide Trip Protector Plan Prices: |
Per Person Trip Cost |
Up to
Age 35 |
Ages
36-60 |
Ages
61-70 |
Ages
71-75 |
Ages
76-80 |
Ages
81-85 |
Ages
86+ |
$0 |
20 |
30 |
36 |
45 |
54 |
89 |
97 |
$1 - 500 |
24 |
35 |
40 |
51 |
60 |
98 |
106 |
$501 - 1,000 |
41 |
51 |
65 |
89 |
107 |
143 |
173 |
$1,001 - 1,500 |
53 |
71 |
90 |
117 |
152 |
205 |
242 |
$1,501 - 2,000 |
71 |
94 |
122 |
165 |
199 |
260 |
311 |
$2,001 - 2,500 |
91 |
117 |
151 |
203 |
246 |
320 |
383 |
$2,501 - 3,000 |
111 |
138 |
180 |
244 |
297 |
378 |
454 |
$3,001 - 3,500 |
130 |
146 |
210 |
280 |
338 |
442 |
522 |
$3,501 - 4,000 |
147 |
161 |
239 |
320 |
386 |
522 |
592 |
$4,001 - 4,500 |
164 |
183 |
301 |
360 |
432 |
580 |
664 |
$4,501 - 5,000 |
184 |
204 |
343 |
397 |
480 |
655 |
730 |
$5,001 - 5,500 |
210 |
243 |
378 |
470 |
527 |
685 |
801 |
$5,501 - 6,000 |
236 |
281 |
411 |
510 |
575 |
737 |
870 |
$6,001 - 6,500 |
258 |
311 |
452 |
559 |
621 |
805 |
941 |
$6,501 - 7,000 |
281 |
338 |
486 |
605 |
681 |
872 |
1,010 |
$7,001 - 8,000 |
309 |
368 |
544 |
683 |
767 |
980 |
1,154 |
$8,001 - 9,000 |
348 |
396 |
602 |
744 |
860 |
1,086 |
1,293 |
$9,001 - 10,000 |
385 |
428 |
665 |
841 |
956 |
1,195 |
1,414 |
$10,001 - 11,000 |
439 |
518 |
755 |
931 |
1,212 |
1,611 |
1,611 |
$11,001 - 12,000 |
478 |
572 |
845 |
1,021 |
1,322 |
1,746 |
1,746 |
$12,001 - 13,000 |
517 |
626 |
935 |
1,111 |
1,432 |
1,881 |
1,881 |
$13,001 - 14,000 |
556 |
680 |
1,025 |
1,201 |
1,542 |
2,016 |
2,016 |
$14,001 - 15,000 |
595 |
734 |
1,115 |
1,291 |
1,652 |
2,151 |
2,151 |
$15,001 - 16,000 |
634 |
788 |
1,205 |
1,381 |
1,762 |
2,286 |
2,286 |
$16,001 - 17,000 |
673 |
842 |
1,295 |
1,471 |
1,872 |
2,421 |
2,421 |
$17,001 - 18,000 |
712 |
896 |
1,385 |
1,561 |
1,982 |
2,556 |
2,556 |
$18,001 - 19,000 |
751 |
950 |
1,475 |
1,651 |
2,092 |
2,691 |
2,691 |
$19,001 - 20,000 |
790 |
1,004 |
1,565 |
1,741 |
2,202 |
2,826 |
2,826 |
Click here to go to the Travel Insured's secure online order form - you need to call us toll-free at 1-888-407-3854 to order a plan in the $30,001 - 100,000 trip cost range
Ready to Order? It's easy (and safe) to order online or over the telephone - just call Steve, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.
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