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Travel Guard's Gold Travel Insurance Plan

Click here if you are looking for the Travel Guard Platinum plan or
here if you are looking for the Travel Guard Silver or Basic plans

This is a long page - You get lots of information and prices

This is an overview of the Travel Guard Gold Plan. Coverage will vary based on your state of residence. Please refer to your state specific Description of Coverage or Policy for complete details by clicking on the plan links below.

Click here if you don't live in FL, NY, PA or WA to see the plan that covers you

Travel Guard's Gold has its strengths & quibbles:

Why Buy It?

Quibbles

The Gold plan has $25,000 Secondary Medical Expense coverage

The Gold's Pre-ex waiver applies to the first $30,000 of trip cost per person

The Optional Medical Upgrade to $50,000 Primary (from $25,000) gives you Hospital of Your Choice Emergency Evacuation for up to $44 per person

Without the optional Emergency Evacuation Upgrade, Emergency Evacuation limited to the nearest adequate licensed medical facility

The lowest trip cost you can cover is $0

A $0 trip cost changes your policy's effective date potentially causing you a problem. Read this: Don’t Insure A $0 Trip Cost To Save Money

Travel Guard can arrange payment to a medical facility if needed to secure your admission

Insurer does not continue to pay any medical expenses due to an illness or injury that occured on your trip after you return home

Children under 18 are covered at no additional cost (except for optional upgrades) on the Gold plan when accompanied by a covered adult. The children must be related to, and traveling with the primary insured.

 

If plan is purchased within 15 days of initial trip payment, you'll receive coverage due to supplier financial default, a waiver of the pre existing condition exclusion, and the option to purchase Cancel for Any Reason coverage.

 

The optional "Cancel For Any Reason" coverage provides reimbursement for up to 50% of total trip cost.

 

The Gold plan has a 180 day Lookback period

 

You have a 15 day Free Look Period

 

The Gold plan provides a Trip Interruption benefit of up to 150% of total trip cost

 

The Gold plan's maximum trip length is 365 days

 

You can upgrade Gold's Medical coverage to $50,000 Primary (from $25,000)

 

Travel Guard is 1 of the few companies we trust

If you already know you want the Travel Guard Gold plan, click here to go to Travel Guard's secure online enrollment form. Or call us toll free at 1-888-407-3854 to purchase over the telephone.


Travel GuardThe Travel Guard Gold plan includes $25,000 Medical Expense, $500,000 Emergency Evacuation and 150% Trip Interruption. Includes a 15 day satisfaction guarantee. Available to US residents only.

Travel Guard's Gold plan is family-friendly:
Children under 18 (the age at the time of insurance purchase) are covered at no additional cost (except for optional plan add-ons) when accompanied by a covered adult. The children must be related to, and traveling with the primary insured. You get a break on your children's travel costs, so why pay extra for their travel insurance, too?

Travel Guard also has a Car Rental Collision Coverage Plan: This plan includes $35,000 of primary coverage for damage to your rental car subject to a $250 deductible. Get more information here.

Travel Guard Gold - Enter your state of residence and click "Continue". Then click on "Coverage Details" to view your Description of Coverage or Policy.

Ready to Purchase? It's easy (and safe) to purchase online or over the telephone - just call Deanna, Becky, Tony or Steve toll free at 1-888-407-3854 (US, Canada) or 507-214-3854.

The Travel Guard Gold Plan:

Secure online enrollment form link (you don't pay extra fees using us)

Gold secure online purchase page

Who can get these?

Any US resident

Optional Benefit:
Cancel For Any Reason

50% of non-refundable trip costs

Satisfaction Guarantee

15 days

Trip Cancellation (per person)

100% of the insured trip cost

Trip Interruption (per person)

Up to 150% of the insured trip cost

Medical Expense (per person)

$25,000 Secondary

Emergency Evacuation / Repatriation of Remains (per person)

$500,000

Waiver of the Pre-Existing Medical Condition Exclusion

included if coverage is purchased within 15 days of Initial Trip Payment

Pre-Existing Medical Condition Lookback Period

180 Days

Baggage and Personal Effects Loss (per person)

$1,000

Baggage Delay (per person)

$300 (after 24 hours)

Trip Delay (per person)

$750 (after 5 hours) $150 per day

Missed Connection (per person)

$250 (after 3 hours)

24 Hour Accidental Death & Dismemberment (per person)

No Coverage

Car Rental Collision Coverage

$35,000 Optional Coverage, subject to a $250 Deductible

Trip Cancellation/Interruption due to Financial Default

Included if plan is purchased within 15 days of Initial Trip Payment

Terrorist Incident coverage in Itinerary City

"...in a city to which you were scheduled to arrive within 30 days"

The Medical Upgrade Plan Details:

• Double your medical coverage to $50,000 Primary
• Get Hospital of Your choice Emergency Evacuation

24-hour Assistance Services

Included

Secure online enrollment form link (you don't pay extra fees using us)

Go to the Gold secure online enrollment form

Ready to Purchase? It's easy (and safe) to purchase online or over the telephone - just call Deanna, Becky, Tony or Steve toll free at 1-888-407-3854 (US, Canada) or 507-214-3854.

Here are the Gold Plan costs:

Take note of this important Travel Guard Gold Plan pricing information:

The Travel Guard Gold Plan Costs:

Per Person Trip Cost

Ages
0 - 34

Ages
35 - 59

Ages
60 - 69

Ages
70 - 74

Ages
75 - 79

Ages
80 - 84

Ages
85+

$0

$18

28

34

46

53

89

96

$1 - 250

$22

32

37

49

58

93

101

$251 - 500

$24

36

40

51

60

95

105

$501 - 1,000

$41

52

65

89

108

144

172

$1,001 - 1,500

$53

71

89

117

154

202

242

$1,501 - 2,000

$72

94

123

166

201

261

311

$2,001 - 2,500

$92

118

152

205

248

320

381

$2,501 - 3,000

$111

139

181

245

295

379

453

$3,001 - 3,500

$130

148

211

284

340

439

522

$3,501 - 4,000

$148

162

240

323

388

519

592

$4,001 - 4,500

$165

185

303

362

434

577

662

$4,501 - 5,000

$184

206

340

401

481

652

731

$5,001 - 5,500

$211

244

374

472

528

682

802

$5,501 - 6,000

$237

281

407

516

575

733

873

$6,001 - 6,500

$258

307

444

561

621

801

943

$6,501 - 7,000

$279

333

481

605

667

869

1,012

$7,001 - 8,000

$307

362

540

684

762

977

1,155

$8,001 - 9,000

$345

392

598

764

856

1,084

1,295

$9,001 - 10,000

$382

422

659

842

953

1,192

1,439

Click here to get the up to $100,000 per person costs

Medical Upgrade, with Hospital of Choice (Umbrella Package) to $50,000 Total Coverage (plus a $3 policy fee)

$15

20

25

33

42

53

63

Add an additional $5 per person per day for trips in excess of 30 days.

Click here to go directly to Gold's secure online quote and purchase page

This is only a brief description of the coverage(s) available under policy series T30337NUFIC (Residents of New York state under policy series T30253NUFIC-NY. Residents of Florida under policy series T30253NUFIC. Residents of OR, GA, UT, WA and NH under T30342NUFIC). The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy. If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases. Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Assistance Services are provided by Travel Guard.

This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Travel assistance services provided by Travel Guard.


Ready to Purchase? It's easy (and safe) to purchase online or over the telephone - just call Deanna, Becky, Tony or Steve toll free at 1-888-407-3854 (US, Canada) or 507-214-3854.

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