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Specific Coverages |
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Read CSA's May 21, 2010 Update on its coverage for the Eyjafjallajokull (Iceland volcano) and resulting ash clouds.
Why Buy It? |
Quibbles |
The CSA Freestyle has $50,000 & the CSA Freestyle Luxe has $250,000 Secondary Emergency Medical coverage
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CSA's Emergency Medical & Medical Evacuation Limits are per policy, not per person
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No out of pocket expenses for the Medical or Dental Expense benefit up to $1,000 per person are included while on the covered trip.
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CSA can not advance payments to a medical facility. You have to get reimbursed when your claim is settled.
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You have to buy either CSA Freestyle policy no later than 24 hours after your final trip payment to cover pre-existing conditions
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No frequent flyer fee reimbursement
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You have to get the CSA Freestyle Luxe policy no later than 24 hours after your final trip payment to cover supplier financial default
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The CSA Freestyle policy doesn't cover supplier financial default
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You can get "Cancel For Any Reason" coverage for up to 100% of non-refundable trip costs for the CSA Freestyle Luxe plan. See the details.
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Your deadline to get the CSA Freestyle Luxe plan's "Cancel For Any Reason" is no later than 24 hours after you make your initial trip deposit
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The lowest trip cost you can cover is $0
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A $0 trip cost changes your policy's effective date potentially causing you a problem. Read this: Don’t Insure A $0 Trip Cost To Save Money
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You don't have to insure your full trip cost to get the pre-existing conditions' waiver
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CSA's maximum trip length is 90 days
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You have to buy either CSA Freestyle policy no later than 24 hours after your final trip payment to cover pre-existing conditions
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CSA covers your medical expenses from a sickness or injury, that first manifests itself while on a covered trip within one year from the date of your Sickness or Injury during a Covered Trip.
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You have a 10 day Free Look Period
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US & Canadian residents can get a CSA plan
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You get a 150% trip interruption benefit
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CSA's maximum trip length is 365 days.
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CSA covers revocation of the Insured's previously granted leave or re-assignment due to war.
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Freestyle Luxe does not exclude mountain climbing, bungee cord jumping, skydiving, parachuting, hang gliding, parasailing or travel on any air-supported device, other than on a regularly scheduled airline or air charter company
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Identity Theft Protection for six full months, beginning on trip departure day (except for residents of Canada & New York)
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CSA is 1 of the few companies we trust |
If you already know which CSA plan you want, click here to go to CSA's secure online quote & order form. Or call us toll free at 1-888-407-3854 (US & Canada) to place your order over the telephone. |
CSA Travel Protection. CSA Travel Protection has up to $250,000 Secondary Emergency Medical, up to $1,000,000 Emergency Medical Evacuation &S 150% Trip Interruption. Ten-day money back guarantee. You can get a CSA plan if you live in the US or Canada. You can have up to ten (10) Travelers on a CSA policy. CSA Travel Protection is underwritten by: United States Fire Insurance Company.
CSA's Certificates of Coverage:
Please select the appropriate Certificate: (you can view them with the free Adobe Acrobat Reader). You may find this helpful: Printing With Adobe Reader
Ready to Purchase? It's easy (and safe) to purchase online or over the telephone - just call Deanna, Becky, Tony or Steve toll free at 1-888-407-3854 (US, Canada) or 507-214-3854.
Click here to go to the CSA Freestyle & Freestyle Luxe secure online order form.
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Plan Name |
Freestyle |
Freestyle Luxe |
Secure online order form link (you don't pay extra fees using us) |
CSA Freestyle and Luxe Secure Online Quote & Order Page |
Who can get this? |
Any US or Canadian resident |
Money Back Guarantee |
10 Days |
Trip Cancellation (each person) |
100% of Trip Cost |
Trip Interruption (each) |
150% of Trip Cost |
Secondary Emergency Medical |
$50,000 Policy Maximum |
$250,000 Policy Maximum |
Emergency Medical Evacuation / Repatriation |
$250,000 Policy Maximum |
$1,000,000 Policy Maximum |
Emergency Dental Treatment for Accidental Injury (per person) |
$750 |
Your deadline to waive the Pre-Existing Condition exclusion |
No later than 24 hours after your final trip payment |
Pre-Existing Condition Lookback Period |
180 Days |
Travel Baggage (each) |
$1,000 |
$1,500 |
Travel Baggage Delay (per person) |
$200 after 24 hours |
$500 after 24 hours |
Travel Delay (per person) |
$1,000 (after 6 hours) $150 per day |
Missed Connection (per person) |
$500 (more than 3 & less than 24 hours) |
$1,000 (more than 3 & less than 24 hours) |
Travel Baggage Delay (per person) |
$200 after 24 hours |
$500 after 24 hours |
Flight Accident Insurance |
$100,000 Per Person / $500,000 Per Policy |
Additional Flight Accident Insurance (per person) |
You can get up to $1,500,000 per traveler as separate plans (US residents can get up to $1,500,000 & Canadian residents can up to $500,000) |
Damage To Your Rental Car (Not available to residents of OR or TX) |
$25,000 |
$50,000 |
Travel Accident AD&D (each) |
Not Available |
$50,000 Per Person / $250,000 Per Policy |
24 Hour Emergency Assistance |
Yes |
Travel Supplier Financial Default |
Not Available on the Freestyle plan |
No later than 24 hours after your final trip payment. There's a 14 Day Wait after purchase before this goes into effect. |
Terrorist Incident coverage |
"a Terrorist Act which occurs in your departure city or in a city which is a scheduled destination for your Covered Trip, provided the Terrorist Act occurs within 7 days of the Scheduled Departure Date for your Covered Trip" |
Identity Theft Protection |
Only available for US residents except NY |
Concierge Services |
Yes |
Insurance Underwriter |
Stonebridge Casualty Insurance Company (A- Rated) |
Secure online order form link (you don't pay extra fees using us) |
CSA Freestyle and Luxe Secure Online Quote & Order Page |
Ready to Purchase? It's easy (and safe) to purchase online or over the telephone - just call Deanna, Becky, Tony or Steve toll free at 1-888-407-3854 (US, Canada) or 507-214-3854.
Here's How The CSA Freestyle Luxe Cancel For Any Reason Benefit Works:
Cancellation Penalty |
Maximum payable under the policy |
Up to 25% of trip cost |
100% of the scheduled penalty at the time of trip cancellation |
26% to 50% of trip cost |
90% of the scheduled penalty at the time of trip cancellation |
51% to 75% of trip cost |
80% of the scheduled penalty at the time of trip cancellation |
Over 76% of trip cost |
70% of the scheduled penalty at the time of trip cancellation |
You can cancel your Trip for any reason not otherwise covered by the policy and be reimbursed for up to 100% of the prepaid, forfeited, nonrefundable Payments or Deposits you paid for your Trip.
The Cancel For Any Reason benefit's cost is 50% extra for the CSA Freestyle Luxe
You must fulfill these requirements to have the Cancel For Any Reason Benefit:
1) You must order your CSA Freestyle Luxe plan no later than 24 hours after your initial trip payment; and
2) You insure all prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within 7 days of the payment for those arrangements the cost of any subsequent arrangements (or any other subsequent arrangements not made through your travel agent) added to your Trip; and
3) You are not disabled from travel at the time you pay your premium; and
4) You must cancel your Trip 48 hours or more before your Scheduled Trip Departure Date.
Important: If you insure an amount less than your total prepaid trip costs that are subject to cancellation penalties or restriction there will be no coverage available under the Optional Cancel For Any Reason Benefit, if purchased. |
Ready to Purchase? It's easy (and safe) to purchase online or over the telephone - just call Deanna, Becky, Tony or Steve toll free at 1-888-407-3854 (US, Canada) or 507-214-3854.
Here Are The CSA Maximum Trip Cost Coverage Amounts:
Traveler's Age |
Each Individual's Maximum Trip Cost Coverage Amount |
Per Trip Maximum Coverage Amount |
Age 30 & Under |
$50,000 per individual |
$100,000 per trip |
Age 30 - 55 |
$50,000 |
$100,000 |
Age 56 - 70 |
$50,000 |
$100,000 |
Age 70 - 80 |
$25,000 |
$50,000 |
Age 81 & Over |
$20,000 |
$30,000 |
Here are the CSA Freestyle Plan prices:
Take note of this important CSA Freestyle Plan pricing information:
The main section of the CSA Freestyle plan table contains rates for Trip costs up to $10,000 per person
$0 Trip Cost band does not include Trip Cancellation and Trip Interruption
It's the same price for a trip of up to 31 days
CSA Freestyle (not from us) has a $6 non-refundable administration fee (not per person) you need to add to the prices below
The next to last row has the rates for trip costs of $10,001 to the maximum trip cost
The last row has the daily per person rates for a 32-365 days' trip
Here's the CSA Freestyle secure online order form
The CSA Freestyle Plan's Prices: |
Per Person Trip Cost |
Age 0 - 30 |
31 - 50 |
51 - 60 |
61 - 70 |
71 - 75 |
76 - 80 |
81 - 84 |
85+ |
$0 |
$21 |
24 |
29 |
34 |
48 |
59 |
94 |
101 |
$.01 - 250 |
$24 |
27 |
34 |
39 |
52 |
63 |
99 |
109 |
$250.01 - 500 |
$29 |
34 |
41 |
48 |
64 |
81 |
117 |
134 |
$500.01 - 750 |
$39 |
44 |
53 |
68 |
95 |
114 |
149 |
189 |
$750.01 - 1,000 |
$44 |
51 |
59 |
74 |
101 |
134 |
174 |
219 |
$1,000.01 - 1,500 |
$57 |
68 |
82 |
101 |
134 |
176 |
219 |
287 |
$1,500.01 - 2,000 |
$76 |
91 |
108 |
133 |
172 |
223 |
281 |
369 |
$2,000.01 - 2,500 |
$93 |
113 |
134 |
166 |
250 |
299 |
351 |
452 |
$2,500.01 - 3,000 |
$112 |
134 |
156 |
198 |
325 |
374 |
409 |
537 |
$3,000.01 - 3,500 |
$129 |
148 |
172 |
234 |
360 |
414 |
474 |
613 |
$3,500.01 - 4,000 |
$149 |
167 |
194 |
269 |
400 |
444 |
548 |
699 |
$4,000.01 - 4,500 |
$166 |
187 |
221 |
321 |
435 |
479 |
624 |
776 |
$4,500.01 - 5,000 |
$187 |
210 |
244 |
366 |
465 |
521 |
683 |
852 |
$5,000.01 - 5,500 |
$209 |
237 |
276 |
406 |
500 |
567 |
743 |
941 |
$5,500.01 - 6,000 |
$232 |
256 |
300 |
440 |
516 |
611 |
821 |
1,019 |
$6,000.01 - 6,500 |
$254 |
283 |
328 |
479 |
567 |
675 |
890 |
1,109 |
$6,500.01 - 7,000 |
$276 |
309 |
362 |
520 |
619 |
750 |
990 |
1,187 |
$ 7,000.01 - 8,000 |
$306 |
344 |
403 |
578 |
699 |
837 |
1,092 |
1,354 |
$ 8,000.01 - 9,000 |
$338 |
382 |
443 |
642 |
784 |
957 |
1,231 |
1,511 |
$ 9,000.01-10,000 |
$381 |
419 |
496 |
712 |
866 |
1,086 |
1,354 |
1,684 |
Over $10,000 Trip Cost |
$381 + 5.25% of trip cost over $10K |
$419 + 6.25% of trip cost over $10K |
$496 + 7.5% of trip cost over $10K |
$712 + 8.5% of trip cost over $10K |
$866 + 9.5% of trip cost over $10K |
$1,086 + 12% of trip cost over $10K |
$1,354 + 15.75% of trip cost over $10K |
$1,684 + 21% of trip cost over $10K |
Per Day Cost for Over 31 days Trip Length |
$4 per day over 31 days |
$5 per day over 31 days |
$6 per day over 31 days |
$7 per day over 31 days |
$8 per day over 31 days |
$9.50 per day over 31 days |
$10.50 per day over 31 days |
$12 per day over 31 days |
Ready to Purchase? It's easy (and safe) to purchase online or over the telephone - just call Deanna, Becky, Tony or Steve toll free at 1-888-407-3854 (US, Canada) or 507-214-3854.
Click here to go to the CSA Freestyle secure online order form
Here are the CSA Freestyle Luxe Plan Prices:
Take note of this important CSA Freestyle Luxe Plan pricing information:
The main section of the CSA Freestyle Luxe Plan table contains rates for Trip costs up to $10,000 per person
$0 Trip Cost band does not include Trip Cancellation and Trip Interruption
It's the same price for a trip of up to 31 days
CSA Freestyle Luxe (not from us) has a $6 non-refundable administration fee (not per person) you need to add to the prices below
The next to last row has the rates for trip costs of $10,001 to the maximum trip cost
The last row has the daily per person rates for a 32-365 days' trip
Here's the CSA Freestyle Luxe secure online order form
The CSA Freestyle Luxe Plan's Prices: |
Per Person Trip Cost |
Age 0 - 30 |
31 - 50 |
51 - 60 |
61 - 70 |
71 - 75 |
76 - 80 |
81 - 84 |
85+ |
$0 |
$29 |
33 |
43 |
54 |
59 |
70 |
129 |
136 |
$.01 - 250 |
$35 |
41 |
48 |
66 |
79 |
93 |
142 |
158 |
$250.01 - 500 |
$43 |
51 |
59 |
84 |
96 |
117 |
167 |
195 |
$500.01 - 750 |
$62 |
70 |
80 |
112 |
134 |
157 |
213 |
251 |
$750.01 - 1,000 |
$75 |
80 |
96 |
133 |
158 |
201 |
260 |
329 |
$1,000.01 - 1,500 |
$96 |
105 |
122 |
166 |
196 |
249 |
338 |
404 |
$1,500.01 - 2,000 |
$123 |
139 |
161 |
212 |
249 |
321 |
436 |
521 |
$2,000.01 - 2,500 |
$150 |
173 |
202 |
261 |
306 |
405 |
545 |
643 |
$2,500.01 - 3,000 |
$177 |
208 |
238 |
309 |
360 |
486 |
652 |
769 |
$3,000.01 - 3,500 |
$208 |
247 |
282 |
350 |
425 |
577 |
771 |
889 |
$3,500.01 - 4,000 |
$236 |
281 |
320 |
398 |
486 |
668 |
880 |
1,034 |
$4,000.01 - 4,500 |
$263 |
315 |
363 |
451 |
557 |
770 |
1,005 |
1,158 |
$4,500.01 - 5,000 |
$290 |
354 |
405 |
496 |
617 |
867 |
1,113 |
1,285 |
$5,000.01 - 5,500 |
$321 |
390 |
445 |
543 |
679 |
948 |
1,204 |
1,391 |
$5,500.01 - 6,000 |
$350 |
421 |
485 |
587 |
737 |
1,034 |
1,296 |
1,501 |
$6,000.01 - 6,500 |
$384 |
460 |
525 |
638 |
806 |
1,116 |
1,409 |
1,633 |
$6,500.01 - 7,000 |
$419 |
493 |
566 |
698 |
893 |
1,203 |
1,542 |
1,763 |
$ 7,000.01 - 8,000 |
$466 |
542 |
622 |
792 |
997 |
1,340 |
1,687 |
1,945 |
$ 8,000.01 - 9,000 |
$520 |
610 |
695 |
892 |
1,136 |
1,508 |
1,907 |
2,161 |
$ 9,000.01-10,000 |
$576 |
677 |
783 |
989 |
1,268 |
1,680 |
2,125 |
2,406 |
Over $10,000 Trip Cost |
$576 + 8.75% of trip cost over $10K |
$677 + 9.50% of trip cost over $10K |
$783 + 10.50% of trip cost over $10K |
$989 + 12.50% of trip cost over $10K |
$1,268 + 14.50% of trip cost over $10K |
$1,680 + 17.75% of trip cost over $10K |
$2,125 + 22.25% of trip cost over $10K |
$2,406 + 27.75% of trip cost over $10K |
Per Day Cost for Over 31 days Trip Length |
$6.75 per day over 31 days |
$7.25 per day over 31 days |
$8 per day over 31 days |
$10 per day over 31 days |
$10.50 per day over 31 days |
$12.25 per day over 31 days |
$14 per day over 31 days |
$15.75 per day over 31 days |
Click here to go to the CSA Freestyle Luxe secure online order form.
Ready to Order? It's easy (and safe) to order online or over the telephone - just call Deanna, Becky, Tony or Steve toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.
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