Get friendly, accurate & unbiased advice from The Travel Insurance Experts^® at: 1-888-407-3854 (US & Canada) or 507-214-3854, M - F: 8:45 am - 8:30 pm, Saturday & Sunday: 10 am - 6 pm ET or click here to get side-by-side travel insurance quotes or go here to order safely online.

Home Page Side By Side Quotes About us Service & Support Questions (FAQs) Site Map Instant Message / Chat Specific Coverages What is Covered? Cancel For Any Reason Pre-ex Conditions Swine Flu Coverage Rental Car Insurance Flight Life Insurance Skip the details Steve's Pre-screened & Hand Picked Companies CSA Freestyle & Luxe Travelex Select Travelex Max Travel Guard Travel Insured TravelSafe Since Jan. 2005 Get A Quote More 1,617 Comments WSJ Recommended Blog Basic Travel Insurance Annual Travel Insurance (AARP Discount) Recommended Websites Free Gifts & Fun Stuff No Swine Flu Here Guarantee See our commercial In The News WSJ, Fox News, CNN Travel, LA Times, MSNBC, Cruise Critic, Today Show, She Knows, Frommer's, NYT, Independent Traveler, Chicago Trib, T&C Travel, Blog Talk Radio, Undercurrent & more

The "Cancel For Any Reason" / "Change Your Mind" is just that - cancelling your entire trip. It's not "Interrupt For Any Reason / Change Your Mind". Click here if you're looking for Lay-Off coverage Regarding Swine Flu, the only way to be sure that you won't lose money by being forced to cancel your trip is if you have a "Cancel For Any Reason / Change Your Mind" plan. For example, you don't have Swine Flu, but the government says you can't travel. The only travel insurance plan that will help you is a "Cancel For Any Reason" plan. Cancel For Any Reason Travel Insurance Plans You'll find "Cancel For Any Reason" Travel Insurance Plans from CSA, Travelex Select, Travelex Max, Travel Guard, Travel Insured and TravelSafe. Here are some common trip cancellation reasons that aren't normally covered by Travel insurance, yet are covered by a Cancel For Any Reason Plans. Any of these events (and a lot more) are covered by a Cancel For Any Reason Plan: You want to cancel your trip because you don't feel safe. For example, Swine Flu is everywhere and you're afraid to go to Wal-Mart. If this happens, you probably won't want to go on your trip either You change your mind and don't want to go on your trip You get a new job and your boss won't let you have the time off You child or grandchild's team which is normally in last place is now in the State Championship Finals Your already approved vacation comes at a bad time and you know it would be better if you didn't take your trip Here Are The Purchase Deadlines: The CSA Freestyle Luxe deadline is no later than 24 hours after your initial trip payment The Travel Guard, Travel Insured WTP and TravelSafe deadlines are no later than 14 days after the date you made your initial trip payment The Travelex Select deadline is no later than 21 days after the date you made your initial trip payment The Travelex Max deadline is no later than 21 days after the date you made your initial trip payment The Travel Insured Gold deadline is no later than 30 days after the date you made your initial trip payment All plans require: With the exception of TravelSafe's Vacation & Premier, You insure 100% of your expected prepaid trip costs that would be non-refundable if you got hit by a cement truck on the day you were leaving for your trip and had to cancel at the last minute; TravelSafe Vacation & Premier requires you to insure 100% of the non-refundable components of your trip that you want covered by the "Cancel For Any Reason" / "Change Your Mind". You do not have to insure your entire trip cost; and You also insure within 14 - 30 days (depending on the plan) of the payment for those arrangements including the cost of any subsequent arrangements (or any other subsequent arrangements not made through your travel agent) added to your Trip; and You are not disabled from travel at the time you pay your premium and You cancel your Trip more than two days (Travelex & TravelSafe) or fortyeight hours (CSA, Travel Guard & Travel Insured) prior to Your Scheduled Departure Date. Important: With the exception of TravelSafe Vacation & Premier, if you insure an amount less than your total prepaid trip costs that are subject to cancellation penalties or restriction there will be no coverage available under the Optional Cancel For Any Reason Benefit, if purchased. This is handy to know: I use the term "scheduled penalty" below. A "scheduled penalty" is the total amount of money you'd lose at the time you cancel your trip. Cruises & Tours typically have a penalty schedule. And if you have a non-refundable airline ticket the entire cost will be the penalty because technically you can't get any of your money back if you cancel your trip. You'll see split coverages below for the CSA Freestyle Luxe and TravelSafe plans. For example, your family of four is taking a cruise costing $5,000 total ($2,000 for non-refundable airline tickets & $3,000 for the cruise). If you change your mind and cancel you trip before your final payment, your penalty is $2,000 (the non-refundable airline tickets). $2,000 divided by $5,000 is 40%. Therefore, the CSA Freestyle Luxe will refund you 90% of the $2,000 and TravelSafe will refund you 85% of the $2,000. Here's how much these plans reimburse you if you use the "Cancel For Any Reason" benefit: CSA Freestyle Luxe CSA's Detailed Description Page Cancellation Penalty Maximum payable under the policy Up to 25% of trip cost 100% of the scheduled penalty at the time of trip cancellation 26% to 50% of trip cost 90% of the scheduled penalty at the time of trip cancellation 51% to 75% of trip cost 80% of the scheduled penalty at the time of trip cancellation Over 76% of trip cost 70% of the scheduled penalty at the time of trip cancellation The Deadline to Get the CFAR Benefit No later than 24 hours after your initial trip payment Who Can Get This Plan? US & Canadian Residents Travelex Select Travelex Select's Detailed Description Page Scheduled Penalty Amount Travelex Select Any Penalty Amount 80% of the scheduled penalty at the time of trip cancellation The Deadline to Get the CFAR Benefit No later than 21 days after your initial trip payment Who Can Get This Plan? US Residents Only except New Hampshire & Washington State residents Travelex Max Travelex Max's Detailed Description Page Scheduled Penalty Amount Travelex Max Any Penalty Amount 80% of the scheduled penalty at the time of trip cancellation The Deadline to Get the CFAR Benefit No later than 21 days after your initial trip payment Who Can Get This Plan? US Residents Only except New Hampshire, New York & Washington State residents Travel Guard Travel Guard's Detailed Description Page Scheduled Penalty Amount Travel Guard Protect Assist (Gold) plan Travel Guard Cruise, Tour & Travel (Platinum) plan Any Penalty Amount 50% of the scheduled penalty at the time of trip cancellation 75% of the scheduled penalty at the time of trip cancellation The Deadline to Get the CFAR Benefit No later than 14 days after your initial trip payment Who Can Get This Plan? US Residents Only except New York & Washington State residents Travel Insured Travel Insured's Detailed Description Page Scheduled Penalty Amount Travel Insured Worldwide Trip Protector Plan Travel Insured Worldwide Trip Protector Gold Plan Any Penalty Amount 75% of the scheduled penalty at the time of trip cancellation The Deadline to Get the CFAR Benefit No later than 14 days after your initial trip payment No later than 30 days after your initial trip payment Who Can Get This Plan? US Residents Only except Washington State residents Travel Safe Travel Safe's Detailed Description Page Scheduled Penalty Amount Both TravelSafe Vacation and TravelSafe Premier 0 - 25% 100% of the scheduled penalty at the time of trip cancellation 26 - 50% 85% of the scheduled penalty at the time of trip cancellation Over 50% 75% of the scheduled penalty at the time of trip cancellation The Deadline to Get the CFAR Benefit No later than 15 days after your initial trip payment Who Can Get This Plan? US & Canadian Residents Here's How Much Extra The Optional "Cancel For Any Reason" Benefit Costs: Plan Name Add this to the policy premium for the total cost including the optional Cancel For Any Reason Benefit CSA Freestyle Luxe Add 50% (or multiply it by 0.5) to each CSA Freestyle Luxe Plan per person premium to get the cost including the optional Cancel For Any Reason Benefit Travelex Select plan Add 50% (or multiply it by 0.5) to the Travel Select per person premium to get the cost including the optional Cancel For Any Reason Benefit Travelex Max plan Add 50% (or multiply it by 0.5) to the Travel Max per person premium to get the cost including the optional Cancel For Any Reason Benefit Travel Guard Protect Assist (Gold) plan Add 40% (or multiply it by 0.4) to the Protect Assist (Gold) per person premium plus a $3 service fee to get the cost including the optional Cancel For Any Reason Benefit Travel Guard Cruise, Tour & Travel (Platinum) plan Add 50% (or multiply it by 0.5) to the Cruise, Tour & Travel (Platinum) per person premium plus a $3 service fee to get the cost including the optional Cancel For Any Reason Benefit Travel Insured Worldwide Trip Protector & Gold plan Add 50% (or multiply it by 0.5) to each Travel Insured Worldwide Trip Protector Plan or Gold Plan per person premium to get the cost including the optional Cancel For Any Reason Benefit TravelSafe Vacation Insurance Add 40% (or multiply it by 0.4) to each Vacation Plan per person premium to get the cost including the optional Cancel For Any Reason Benefit TravelSafe Premier Insurance The cost for the Cancel For Any Reason Benefit is included at no extra charge, but if you buy the TravelSafe Premier more than 14 days after your initial trip payment you will not be covered with the Cancel For Any Reason Benefit Ready to Order? It's easy (and safe) to order online or over the telephone - just call Steve, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854. PS - Steve has some Free Gifts & Fun Stuff for you to enjoy just for visiting TripInsuranceStore.com PPS -  Read Steve's Blog or you can Subscribe to Steve's blog here TripInsuranceStore.com's Trustworthy Travel Insurance Companies Get side-by-side plan & price comparisons Can't find what you need? Try TripInsuranceStore.com's Search Page: Recommend this page PS - Even though TripInsuranceStore.com is world's the most informative travel insurance website, you are still responsible to know what's in your policy's Certificate of Coverage. Click here to get each plan's Certificate of Coverage.