Can I Insure Any Prepaid Trip Cost?

by Steve Dasseos, The Trip Insurance Guru on October 17, 2008

Do I have to insure the full cost of my trip? Can I just cover $1,000 even if my trip cost is higher? Rich

Hi Rich,

You can insure any trip cost. However, if you want certain benefits like Cancel For Any Reason or pre-existing conditions coverage, you have to insure your entire prepaid, non-refundable costs.

On the other hand, if you mainly want the medical & medical evacuation and the other coverages like travel delay, baggage, etc. you still get all those no matter if you insure a $1 trip cost or a $10,000 (or more) trip cost.


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