Get friendly, accurate & unbiased advice from The Travel Insurance Experts® at: 1-888-407-3854 (US & Canada) or 507-214-3854, M - F: 8:45 am - 8:30 pm, Sat & Sun 10 am - 6 pm ET. Get side-by-side travel insurance quotes or here to order online. Find useful Iceland volcano info here.
|
| | Home Page |
** Iceland Volcano ** |
| Side By Side Quotes |
What's Our Story?
(About Us) |
Service & Support |
| Questions (FAQs) |
| Site Map |
| Smile of Satisfaction |
|
|
Instant Message / Chat |
|
|
Specific Coverages |
| What is Covered? |
| Cancel For Any Reason |
| Pre-ex Conditions |
| Rental Car Insurance |
| Flight Life Insurance |
Skip the details |
Steve's Pre-screened & Hand Picked Companies |
| CSA Freestyle & Luxe |
| Travelex Select |
| Travelex Max |
| Travel Guard Gold |
| Travel Insured |
| TravelSafe |
 Since Jan. 2005 |
| Get A Quote |
| More |
| 1,617 Comments |
| WSJ Recommended Blog |
| Basic Travel Insurance |
| Annual Travel Insurance |
(AARP Discount) |
| Recommended Links |
| Free Gifts & Fun Stuff |
| How Have We Done? |
See our commercial |
In The News |
WSJ, Fox News, CNN Travel, LA Times, MSNBC, Cruise Critic, Today Show, She Knows, Frommer's, NYT, Independent Traveler, Chicago Trib, T&C Travel, Blog Talk Radio, Travel + Leisure, Undercurrent & more |
|
Medicare Doesn't Cover You Outside The USA
The Original Medicare Plan does not cover health care when you travel outside the United States, except for some emergency situations in Mexico and Canada. You can click here to get side-by-side travel insurance plan comparisons.
In rare cases, Medicare can pay for inpatient hospital services that you get in Canada or Mexico. Medicare can pay only if:
You are in the United States when a medical emergency occurs and the Canadian or Mexican hospital is closer than the nearest U.S. hospital that can treat the emergency. You are traveling through Canada without unreasonable delay by the most direct route between Alaska and another state when a medical emergency occurs and the Canadian hospital is closer than the nearest U.S. hospital that can treat the emergency. You live in the United States and the Canadian or Mexican hospital is closer to your home than the nearest U.S. hospital that can treat your medical condition, regardless of whether an emergency exists.
Here's why you'll want to know how your Medigap plan pays:
If your Medigap plan has a lifetime limit of $50,000 of medical benefits paid, I (Steve) suggest you get a trip cancellation travel insurance plan that has Primary Medical coverage. That way if you have a medical claim you are not using part of your lifetime limit. But, if your Medigap plan supplements (gives you more than the $50,000 lifetime limit), I (Steve) suggest you get a trip cancellation travel insurance plan that has Secondary Medical coverage.
Click here to find out what to ask your Medicare Supplement / Medigap Provider about your plan's coverage outside the USA
Important Information About
Medigap Policies C, D, E, F, G, H, I & J
Your Medigap (Medicare Supplement) plan may provide worldwide coverage benefits for health care needs when you travel outside the United States. Medigap policies C, D, E, F, G, H, I & J provide Foreign Travel Emergency health care coverage when you travel outside the United States. Under these plans, Medigap policies pay for 80% of the cost of emergency care during the first 60 days of each trip after you pay the $250 deductible. Foreign Travel Emergency coverage with Medigap policies have a lifetime limit of $50,000.
You should check with your Medicare Supplement plan prior to traveling outside of the United States regarding your worldwide coverage benefits. Your Medicare Supplement plan will either tell you:
"We pay whatever Medicare won't pay, subject to deductibles & copays." or "If Medicare's not obligated to pay, we won't pay either."
|
Here's a link to the Official US Gov't Medicare
website's Questions and Answers
Ready to Order? It's easy (and safe) to order online or over the telephone - just call Steve, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.
PS - Steve has some Free Gifts & Fun Stuff for you to enjoy just for visiting TripInsuranceStore.com
PPS -  Read Steve's Blog or you can Subscribe to Steve's blog here
Can't find what you need? Try TripInsuranceStore.com's Search Page:
PS - Even though TripInsuranceStore.com is world's the most informative travel insurance website, you are still responsible to know what's in your policy's Certificate of Coverage. Click here to get each plan's Certificate of Coverage.
|
|
