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Sport and Other Activity Exclusions

When you're going on a trip you want to know ahead of time what's covered. Look below to see exactly what each travel insurance provider excludes.

CSA Travel Protection

  • Participation as a professional in athletics
  • Participation in organized amateur and interscholastic athletic or sports competition or events
  • Riding or driving in any motor competition
  • Operating or learning to operate any aircraft, as pilot or crew
  • Mountain climbing, bungee cord jumping, skydiving, parachuting, hang gliding, parasailing or travel on any air supported device, other than on a regularly scheduled airline or air charter company

HTH Trip Protector:

  • Participation as a professional in athletics
  • Riding or driving in any motor competition
  • Operating or learning to operate any aircraft, as pilot or crew
  • Mountain climbing, bungee cord jumping, skydiving, parachuting, hang gliding, parasailing or travel on any air supported device, other than on a regularly scheduled airline or air charter company

HTH Trip Protector Preferred:

  • Participation as a professional in athletics
  • Riding or driving in any motor competition
  • Operating or learning to operate any aircraft, as pilot or crew

Travelex

  • While riding, driving or participating in races, or speed or endurance contests
  • While mountaineering (engaging in the sport of scaling mountains generally requiring the use of picks, ropes or other special equipment)
  • While articipating as a member of a team in an organized sporting competition
  • While participating in skydiving, hang gliding, bungee cord jumping, deep sea diving or scuba diving (unless You hold an open water diving certificate or You are accompanied by a dive master and not diving deeper than 130 feet)
  • While piloting or learning to pilot or acting as a member of the crew of any aircraft

Travel Guard

  • Participation in professional athletic events, motor sport, or motor racing, including training or practice for the same
  • Mountain climbing
  • Operating or learning to operate any aircraft, as student, pilot, or crew
  • Air travel on any air-supported device, other than a regularly scheduled airline or air charter company

Travel Insured

  • Occurring while or resulting from riding, driving or participating in races, or speed or endurance contests
  • Occurring while or resulting from mountaineering (engaging in the sport of scaling mountains generally requiring the use of picks, ropes or other special equipment)
  • Occurring while or resulting from participating as a member of a team in an organized sporting competition
  • Occurring while or resulting from participating in skydiving, hang gliding, bungee cord jumping, scuba diving or deep sea diving
  • Occurring while or resulting from piloting or learning to pilot or acting as a member of the crew of any aircraft.

Click here to see more covered reasons.

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