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Trip Cancellation and Trip Interruption:
10. Inclement Weather that causes complete cessation of the Insured’s Common Carrier for at least 24 consecutive hours;
and
12. mandatory evacuation or public official evacuation advisements where there is no mandatory evacuation issued by local government authorities at your destination due to adverse weather or natural disaster. In order to cancel your Covered Trip, you must have 4 days or 50% of your total Covered Trip length or less remaining on your Covered Trip at the time the mandatory evacuation ends;
In addition, you are eligible for trip cancellation and trip interruption benefits if your Destination or Home is made uninhabitable by a hurricane:
"4. an Insured’s or Traveling Companion’s principal place of residence being rendered uninhabitable by burglary, fire, flood, volcano, earthquake, hurricane, or other natural disaster within 10 days of departure;"
Click here for more information on the CSA Freestyle plans
"Adverse weather or natural disasters resulting in the complete cessation of travel services".
OTHER COVERED EVENTS means only the following unforeseeable events or their consequences which occur while coverage is in effect under this Policy:
c. your Home made Uninhabitable by fire, flood, volcano, earthquake, hurricane or other natural disaster;
d. your Accommodation at your destination made Uninhabitable by fire, flood, volcano, earthquake, hurricane or other natural disaster;
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"Unforeseen Inclement Weather which causes complete cessation of services of Your Common Carrier for at least 24 hours".
"Residence of You or Your Traveling Companion, including your covered trip destination accommodations, is rendered uninhabitable due to unforseen circumstances."
"Inclement Weather" means any weather condition which delays the scheduled arrival or departure of a Common Carrier.
Click here for more information on the Travelex plans
"Inclement Weather" means any severe weather condition which delays the scheduled arrival or departure of a Common Carrier. With respect to an Insured who is traveling via private/non-commercial automobile transportation, any severe weather condition which prevents an Insured from reaching the Destination.
"TRIP CANCELLATION & INTERRUPTION
(d) Inclement Weather causing delay or cancellation of travel;"
For Missed Connection
The Travel Guard Cruise, Tour & Travel Platinum plan says:
MISSED CONNECTION
The Insurer will reimburse this benefit up to the Maximum Limit shown on the Schedule of Benefits if Inclement Weather or Common Carrier causes cancellation or a delay of all regularly scheduled airline flights for three to less than five hours to your point of departure. You can collect up to $500, or up to $750 if the Umbrella Package is purchased, for additional transportation costs to join the Trip (must be same class of original tickets purchased). Reasonable accommodations and meals (up to $150 per day), and/or the non-refundable, unused portion of the prepaid expenses as long as the expense is supported by a proof of purchase and is not reimbursable by another source. Common Carrier must certify the delay of the regularly scheduled airline flight.
The Travel Guard Protect Assist Gold plan says:
"MISSED CONNECTION
The Insurer will reimburse this benefit up to the Maximum Limit shown on the Schedule of Benefits if Inclement Weather or Common Carrier causes cancellation or a delay of all regularly scheduled airline flights for three to less than five hours to your point of departure. You can collect up to $250, or up to $500 if the insurance was purchased within fifteen calendar days of initial Trip payment, for additional transportation costs to join the Trip (must be same class of original tickets purchased). Reasonable accommodations and meals (up to $150 per day), and/or the non-refundable, unused portion of the prepaid expenses as long as the expense is supported by a proof of purchase and is not reimbursable by another source. Common Carrier must certify the delay of the regularly scheduled airline flight.
Click here for more information on the Travel Guard plans
Trip Cancellation/Trip Interruption: The Insurer will pay a benefit, up to the maximum shown on the Schedule of Coverage and Services, if You are prevented from taking or continuing Your covered Trip due to the following Unforeseen events:
... c) "Weather which causes complete cessation of services of Your Common Carrier for at least 24 consecutive hours"
... k) Natural disaster at the site of Your destination which renders Your destination accommodations uninhabitable
... n) Mandatory evacuation ordered by local authorities at Your destination due to hurricane or other Natural Disaster. You must have 50% or less of Your Trip remaining at the time the mandatory evacuation ends, in order for this benefit to be payable.
The Travel Insured Comprehensive and Gold plans' coverage has this wording: (this isn't just limited to bad weather)
If Your Travel Supplier cancels Your Trip, You are eligible for benefits equal to the amount protected for Your airline tickets or the value of the reissue fee. You must have protected the entire cost of Your Trip including the airfare. (Does not apply to Post Departure Plan).
The Travel Insured Comprehensive and Gold plans' cover you without requiring the "complete cessation of services of Your Common Carrier for at least 24 consecutive hours" if you are forced to evacuate by the authorities. That's because your destination accommodations are considered uninhabitable
Click here for more information on the Travel Insured plans
"A cancellation of your Trip if your arrival on the Trip is delayed and causes you to lose 50% or more of the scheduled Trip duration"
Travel Safe's Trip Cancellation Benefit covers:
A cancellation of the Insured's Trip within 24 hours of the Insured's Scheduled Departure Date and time if his or her Trip destination is under a Hurricane warning issued by the NOAA National Hurricane Center, provided the cancellation of the Insured's Trip occurs more than 15 days following the Insured's effective date of coverage for the Trip Cancellation Benefits.
Click here for more information on the Travel Safe Vacation plan | 
