"The Trip Insurance Store is an online insurance agency that also allows you to book your protection right from the site, but offers so much information in such a clear and concise manner that we found it to be one of the best Web sites we have ever visited. Not only can you compare the coverage of several travel insurance providers side by side, each covered component is described and explained in a manner that makes it easy to understand. We applaud and appreciate that, since the choices and conditions can be overwhelming. Another thing we liked about the Trip Insurance Store is that there are live agents you can call toll free to clarify any questions you might have." by Jana Jones, Cruise Critic
Note: All our plans cover Covid the same as any illness. Click here more detailed information. All coverages below are per person, unless noted otherwise.
Questions? Call Deanna, Kim or Steve at 1-888-407-3854 or 816-282-6858.
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Your Total Policy Price (not per traveler if more than one person is on this quote) | $7 | $7 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
7 | 180 Days | 60 Days | 60 Days | 60 Days | 60 Days | 60 Days | 60 Days | 60 Days | 60 Days | 60 Days | 60 Days | 60 Days | 60 Days | 60 Days | 60 Days | 60 Days | 60 Days | 60 Days | |
Trip Cancellation | Cancel for Any Reason isn't available | Up to the insured amount | Up to the insured amount | Up to the insured amount | Up to the insured amount | Up to the insured amount | Up to the insured amount | Up to the insured amount | Up to the insured amount | Up to the insured amount | Up to the insured amount | Up to the insured amount | Up to the insured amount | Up to the insured amount | Up to the insured amount | Up to the insured amount | Up to the insured amount | Up to the insured amount | Up to the insured amount |
Trip Interruption | Up to 150% of the insured amount | Up to 150% of the insured amount | Up to 150% of the insured amount | Up to 150% of the insured amount | Up to 150% of the insured amount | Up to 150% of the insured amount | Up to 150% of the insured amount | Up to 150% of the insured amount | Up to 150% of the insured amount | Up to 150% of the insured amount | Up to 150% of the insured amount | Up to 150% of the insured amount | Up to 150% of the insured amount | Up to 150% of the insured amount | Up to 150% of the insured amount | Up to 150% of the insured amount | Up to 150% of the insured amount | Up to 150% of the insured amount | |
Emergency Medical Expense | $50,000 Policy Maximum | $20,000 | $500,000 | $500,000 | $100,000 | $150,000 | $20,000 | $250,000 | $100,000 | $50,000 | $100,000 | $100,000 | $100,000 | $100,000 | $100,000 | $100,000 | $100,000 Secondary (change to $100,000 Primary for $25 per person) | $100,000 | |
Emergency Medical Evacuation and Repatriation | $250,000 | $100,000 | $1,000,000 | $1,000,000 | $1,000,000 | $500,000 | $500,000 | $500,000 | $1,000,000 | $500,000 | $1,000,000 | $1,000,000 | $1,000,000 | $500,000 | $500,000 | $500,000 | $1,000,000 | $500,000 | |
Baggage & Personal Effects | $1,000 | $1,500 | $2,500 | $2,500 | $2,500 | $1,500 | $1,500 | $1,500 | $2,500 | $1,000 | $2,500 | $2,500 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 Secondary | $1,000 | |
Travel Baggage Delay | $200 (after 24 hour delay) | $250 (after 12 hours) | $500 (after 12 hours) | $500 (after 12 hours) | $500 (after 12 hours) | $250 (after 12 hours) | $250 (after 12 hours) | $250 (after 12 hours) | $500 (after 12 hours) | $200 (after 12 hour delay) | $250 (after 12 hour delay) | $250 (after 12 hour delay) | $300 (after 3 hours) | $300 (after 6 hours) | $300 (after 6 hours) | $300 (after 6 hours) | $300 (after 12 hours) | $300 (after 6 hours) | |
$1,000 ($150 per day after 6 hours) | $500 ($125 per day after 12 hours) | $1,000 ($250 per day after 6 hours) | $2,500 ($250 per day after 6 hours) | $1,000 ($250 per day after 6 hours) | $500 ($125 per day after 12 hours) | $500 ($125 per day after 12 hours) | $2,000 ($125 per day after 12 hours) | $1,000 ($250 per day after 6 hours) | $750 ($250 per day after 5 hours) | $750 ($150 per day after 6 hours) | $750 ($150 per day after 6 hours) | $1,500 after 3 hours / $200 per day | $1,000 after 6 hours / $150 per day | $1,000 after 6 hours / $150 per day | $1,000 after 6 hours / $150 per day | $1,000 after 6 hours / $200 per day | $1,000 after 6 hours / $150 per day | ||
Missed Connection en route to cruise or tour | $500 after a 3 hour delay | $500 after a 6 hour delay | $500 after a 3 hour delay | $500 after a 3 hour delay | $500 after a 3 hour delay | $500 after a 6 hour delay | $500 after a 6 hour delay | $500 after a 6 hour delay | $500 after a 3 hour delay | $750 after a 3 hour delay | $2,500 after a 3 hour delay | $2,500 after a 3 hour delay | $500 after a 3 hour delay | $500 after a 3 hour delay | $500 after a 3 hour delay | $500 after a 3 hour delay | $500 after a 3 hour delay | $500 after a 3 hour delay | |
Accidental Death, Dismemberment | No Coverage | $25,000 Common Carrier AD&D | $100,000 Common Carrier AD&D | $100,000 Common Carrier AD&D | $100,000 Common Carrier AD&D | $25,000 Common Carrier AD&D | $25,000 Common Carrier AD&D | $25,000 Common Carrier AD&D | $100,000 Common Carrier AD&D | $25,000 | $25,000 | $25,000 | $10,000 | $10,000 | $10,000 | $10,000 | $10,000 | $10,000 | |
Rental Car Collision Damage Waiver | $25,000 (except TX residents) | $40,000 Included | $40,000 Included | $40,000 Included | $40,000 Included | No coverage | No coverage | $40,000 Included | $40,000 Included | Optional $35,000 ($100 Deductible) is $10 / calendar day you have the car | Optional $35,000 for $7 / calendar day you have the car | Optional $35,000 for $7 / calendar day you have the car | Optional $50,000 for $8 per calendar day | Optional $30,000 for $7 per calendar day | Optional $30,000 for $7 per calendar day | Optional $30,000 for $7 per calendar day | Optional $50,000 for $7 per calendar day | Optional $30,000 for $7 per calendar day | |
Flight Accident Insurance (Air Only Common Carrier) | Optional Flight Accident AD&D $200,000 for $21 per person | Optional upgrade to $500,000 is available | Optional upgrade to $500,000 is available | Optional upgrade to $1,000,000 is available | |||||||||||||||
Travel Supplier Financial Default plan purchase deadline | No Coverage for Financial Default | Your Initial Trip Deposit Date plus 20 days | Your Initial Trip Deposit Date plus 20 days | Your Initial Trip Deposit Date plus 20 days | Your Initial Trip Deposit Date plus 20 days | Your Initial Trip Deposit Date plus 20 days | Your Initial Trip Deposit Date plus 20 days | Your Initial Trip Deposit Date plus 20 days | Your Initial Trip Deposit Date plus 20 days | Included. Begins 14 days after Your Effective Date and when you did not purchase directly with the Travel Supplier | Your Initial Trip Deposit Date plus 21 days | Your Initial Trip Deposit Date plus 21 days | Your Initial Trip Deposit Date plus 21 days | 15 Day Wait after plan purchase date | 15 Day Wait after plan purchase date | 15 Day Wait after plan purchase date | Your Initial Trip Deposit Date plus 21 days | 15 Day Wait after plan purchase date | |
Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | A Terrorist Incident in a City listed on Your itinerary within 30 days of Your scheduled arrival | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | ||
Some More Details | - Emergency Medical and Emergency Medical Transportation are per policy, not per person | - Includes Cancel for Work Reasons | - Includes Cancel for Work Reasons | - Includes Cancel for Work Reasons | - Includes Cancel for Work Reasons | - Includes Cancel for Work Reasons | - Includes Cancel for Work Reasons | - Includes Cancel for Work Reasons | - Includes Cancel for Work Reasons | The optional upgrades prices vary depending on State of residence | - Includes Cancel for Work Reasons | - Includes Cancel for Work Reasons | - Includes Cancel for Work Reasons | - 7 day Extension of Coverage (Coverage is extended through the duration of a Covid quarantine) | - 7 day Extension of Coverage (Coverage is extended through the duration of a Covid quarantine) | - 7 day Extension of Coverage (Coverage is extended through the duration of a Covid quarantine) | - Includes Cancel for Work Reasons | - 7 day Extension of Coverage (Coverage is extended through the duration of a Covid quarantine) | |
Free Look | 10 Days | 10 Days | 10 Days | 10 Days | 10 Days | 10 Days | 10 Days | 10 Days | 10 Days | 15 Days | 14 Days | 14 Days | 14 Days | 14 Days | 14 Days | 14 Days | 14 Days | 14 Days | |
Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | ||
Insurance Underwriter | Generali US Branch (A Rated) | United States Fire Insurance Company (A Rated) | United States Fire Insurance Company (A Rated) | United States Fire Insurance Company (A Rated) | United States Fire Insurance Company (A Rated) | United States Fire Insurance Company (A Rated) | United States Fire Insurance Company (A Rated) | United States Fire Insurance Company (A Rated) | United States Fire Insurance Company (A Rated) | Berkshire Hathaway Specialty Insurance Company (A++ Rated) | United States Fire Insurance Company (A Rated) | United States Fire Insurance Company (A Rated) | United States Fire Insurance Company (A Rated) | United States Fire Insurance Company (A Rated) | United States Fire Insurance Company (A Rated) | United States Fire Insurance Company (A Rated) | United States Fire Insurance Company (A Rated) | United States Fire Insurance Company (A Rated) | |
Pre-screened trusted plans and their secure online order links |