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Travel Guard's Platinum & Gold Trip Cancellation, Trip Interruption Travel Insurance Plans
This is a long page - You get lots of information and prices |
These Travel Guard Platinum & Gold plans are for all States' residents except: CT, FL, IN, NH, NV, NY, PA & WA
Click here if you live in CT, FL, IN, NH, NV or PA
Travel Guard has its strengths & quibbles:
Why Buy It? |
Quibbles |
 The Cruise, Tour & Travel Platinum plan has $50,000 Primary Emergency Medical coverage
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The Cruise, Tour & Travel Platinum's Pre-ex waiver applies to the first $50,000 of trip cost per person |
The Protect Assist Gold plan has $25,000 Primary Emergency Medical coverage |
The Protect Assist Gold's Pre-ex waiver applies to the first $30,000 of trip cost per person |
The lowest trip cost you can cover is $0 |
A $0 trip cost makes the policy effective date the later of 12:01 am of your departure date or 12:01 am of the day after your purchase date. |
Children under 18 are covered at no additional cost (except for optional upgrades) on the Protect Assist plan when accompanied by a covered adult. The children must be a Family Member of the primary insured. |
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The Optional Medical Upgrade gives you Hospital of Your Choice Emergency Evacuation. The Gold plan's cost is up to $65 & the Platinum plan's cost is up to $44 per person |
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You have 14 calendar days after your initial trip deposit date (they say 15 days) to cover pre-existing conditions & supplier financial default, and the optional Cancel For Any Reason or Work upgrades |
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Travel Guard can advance payment to a medical facility if needed to secure Your admission |
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You can get "Cancel For Any Reason" coverage for up to 75% of non-refundable trip costs. See the details. |
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The Cruise, Tour and Travel Platinum plan has just a 60 day Lookback period |
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The Protect Assist Gold plan has a 180 day Lookback period |
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You have a 14 day Free Look Period |
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The Cruise, Tour and Travel Platinum & Protect Assist Gold plans hve a 150% trip interruption benefit |
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Travel Guard's maximum trip length is 365 days |
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You can upgrade Cruise, Tour & Travel Platnim's Medical coverage to $100,000 (from $50,000) |
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You can upgrade Protect Assist Gold's Medical coverage to $50,000 (from $25,000) |
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Travel Guard is 1 of the 6 companies we trust |
If you already know which Travel Guard plan you want, click here to go to Travel Guard's secure online order form. Or call us toll free at 1-888-407-3854 to place your order over the telephone. |
 Travel Guard's plans cover you for up to $100,000 Primary Emergency Medical and up to $1,000,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back smile of satisfaction guarantee. Available to US (except NY & WA) residents only.
Travel Guard's Protect Assist Gold plan is family-friendly:
Children under 18 (the age when you order the insurance) are covered at no additional cost (except for optional plan add-ons) when accompanied by a covered adult. The children must be a Family Member of the primary insured. Your children get a break on their travel costs, so why pay extra for their travel insurance, too?
Travel Guard Also Has a Collision Damage Waiver Plan: This Collision Damage Waiver covers damage to your Rental Car for only $9 a day. Get more information here.
Travel Guard's Certificates of Coverage: (DOC)
Please select the appropriate Certificate: (you can view them with the free Adobe Acrobat Reader). You may find this helpful: Printing With Adobe Reader
Plan Name |
Protect Assist Gold |
Cruise, Tour & Travel Platinum |
Secure online order form link (you don't pay extra fees using us) |
Protect Assist's Gold secure online purchase page |
Cruise, Tour & Travel's Platinum secure online purchase page |
Who can get this? |
Any US resident except CT, FL, IN, NH, NV, PA, NY & WA State residents |
Money Back Guarantee |
14 days |
Trip Cancellation (per person) |
Up to the insured amount |
Trip Interruption (per person) |
Up to 150% of the insured amount |
Emergency Medical (per person) - Travel Guard can advance payment to a medical facility if needed to secure Your admission |
$25,000 Primary |
$50,000 Primary |
Emergency Medical Evacuation / Repatriation (per person) |
$500,000 |
$1,000,000 |
Emergency Dental Treatment for Accidental Injury (per person) |
$500 |
Your deadline to waive the Pre-Existing Condition exclusion |
Your Initial Trip Deposit Date plus 14 calendar days |
Pre-Existing Condition Lookback Period |
180 Days |
60 Days |
Travel Baggage (per person) |
$1,000 |
$2,500 |
Travel Baggage Delay (per person) |
$300 (after 12 hours) |
$500 (after 12 hours) |
Travel Delay (per person) |
$750 (after 5 hours) $150 per day |
$1,000 (after 5 hours) $200 per day |
Missed Connection (per person) |
$250 (after 3 hours) |
$500 (after 3 hours) |
24 Hour AD&D (per person) |
$10,000 |
$50,000 |
Rental Car Collision / Loss Damage Waiver |
Yes,
as a separate plan |
24-hr Accidental Death & Dismemberment (per person) |
$10,000 |
$50,000 |
24-hour Assistance Services |
Included |
Flight Accident Insurance (per person) |
You can get up to $1,500,000 per traveler as separate plans |
Travel Supplier Financial Default |
14 Day Wait if purchased by your Initial Trip Deposit Date plus 14 calendar days |
Terrorist Incident coverage in Itinerary City |
"...in a city to which you were scheduled to arrive within 30 days" |
The Medical Upgrade Plan Details: |
• Double your medical coverage to $50,000 Primary
• Get Hospital of Your choice Emergency Evacuation |
• Double your medical coverage to $100,000 Primary
• Get Hospital of Your choice Emergency Evacuation |
Insurance Underwriter |
National Union Fire Insurance Company (A Rated) |
Secure online order form link (you don't pay extra fees using us) |
Go to the Protect Assist Gold secure online order form |
Go to the Cruise, Tour & Travel Platinum secure online order form |
Ready to Order? It's easy (and safe) to order online or over the telephone - just call Steve, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.
Here's How Travel Guard's
Cancel For Any Reason Benefit Works:
You can cancel your Trip for any reason not otherwise covered by the policy and be reimbursed for up to 75% of the prepaid, forfeited, nonrefundable Payments or Deposits you paid for your Trip. You must cancel Your Trip more than two (2) days prior to Your Scheduled Departure Date.
The Cancel For Any Reason benefit's cost is 40% extra for the Travel Guard Protect Assist Gold plan
You must fulfill these requirements to have the Cancel For Any Reason Benefit:
1) Your enrollment form and premium payment is received (or, if mailed, is post-marked) within 14 days of the date your initial deposit/payment for your Trip is received; and
2) You insure all prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within 7 days of the payment for those arrangements the cost of any subsequent arrangements (or any other subsequent arrangements not made through your travel agent) added to your Trip; and
3) You are not disabled from travel at the time you pay your premium; and
4) You cancel your Trip more than two (2) days prior to Your Scheduled Departure Date.
Important: If you insure an amount less than your total prepaid trip costs that are subject to cancellation penalties or restriction there will be no coverage available under the Optional Cancel For Any Reason Benefit, if purchased. |
Here are the Cruise, Tour & Travel Platinum Plan prices for residents of all States except: CT, FL, IN, NH, NV, NY, PA & WA
Click here if you live in CT, FL, IN, NH, NV or PA
Take note of this important Travel Guard Cruise, Tour & Travel Platinum Plan pricing information:
The table contains rates for Trip costs up to $10,000 per person. Click here to get the prices from $10,001 to $100,000 per person $0 Trip Cost band does not include Trip Cancellation and Trip Interruption You have to add 50% (or multiply it by 1.5) to the Cruise, Tour & Travel Platinum rates to get the optional Cancel For Any Reason Benefit's cost You can double the Emergency Medical to $100,000, the Emergency Medical Transportation to $1,000,000 plus upgrade the medical to Primary for $11 - $44 per person, depending on their age It's the same price for a trip of up to 30 days Travel Guard has a $7 non-refundable policy fee (not per person) you need to add to the prices below The daily per person rates for a 31 - 365 days' trip are $5 - $10 depending on your age Here's the Travel Guard Cruise, Tour & Travel secure online order form
The Travel Guard Cruise, Tour & Travel Platinum Plan's Prices: |
Per Person Trip Cost |
Ages
0 - 34 |
Ages
35 - 59 |
Ages
60 - 69 |
Ages
70 - 74 |
Ages
75 - 79 |
Ages
80 - 84 |
Ages
85+ |
$0 |
26 |
30 |
44 |
54 |
70 |
125 |
133 |
$1-250 |
31 |
36 |
53 |
62 |
81 |
138 |
145 |
$251-500 |
36 |
42 |
62 |
71 |
92 |
147 |
152 |
$501-1,000 |
62 |
75 |
104 |
127 |
160 |
239 |
245 |
$1,001-1,500 |
90 |
103 |
146 |
179 |
234 |
360 |
372 |
$1,501-2,000 |
116 |
143 |
187 |
229 |
312 |
478 |
491 |
$2,001-2,500 |
145 |
178 |
229 |
296 |
392 |
597 |
614 |
$2,501-3,000 |
170 |
214 |
272 |
356 |
471 |
720 |
738 |
$3,001-3,500 |
200 |
264 |
314 |
417 |
566 |
840 |
862 |
$3,501-4,000 |
222 |
299 |
356 |
477 |
648 |
918 |
929 |
$4,001-4,500 |
248 |
339 |
397 |
552 |
750 |
1,033 |
1,045 |
$4,501-5,000 |
272 |
375 |
440 |
614 |
839 |
1,197 |
1,232 |
$5,001-5,500 |
321 |
430 |
483 |
675 |
893 |
1,287 |
1,341 |
$5,501-6,000 |
344 |
461 |
541 |
737 |
976 |
1,301 |
1,355 |
$6,001-6,500 |
371 |
518 |
588 |
823 |
1,052 |
1,435 |
1,499 |
$6,501-7,000 |
403 |
554 |
633 |
887 |
1,138 |
1,604 |
1,689 |
$7,001-8,000 |
461 |
613 |
721 |
983 |
1,262 |
1,798 |
1,899 |
$8,001-9,000 |
532 |
714 |
814 |
1,110 |
1,426 |
1,922 |
1,999 |
$9,001-10,000 |
611 |
810 |
907 |
1,238 |
1,588 |
2,271 |
2,399 |
Medical Upgrade to $100,000 Total Coverage |
$11 |
15 |
21 |
26 |
32 |
37 |
44 |
Per Day Rate for Trips Over 30 Days |
$5 |
5 |
6 |
7 |
8 |
9 |
10 |
For rates of trip costs over $10,000, please call Steve, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854. Note: Rates subject to change.
Click here to go directly to Travel Guard's Cruise, Tour & Travel online quote and purchase page
Here are the Protect Assist Gold Plan prices for residents of all States except: CT, FL, IN, NH, NV, NY, PA & WA
Click here if you live in CT, FL, IN, NH, NV or PA
Take note of this important Travel Guard Protect Assist Gold Plan pricing information:
The table contains rates for Trip costs up to $10,000 per person. Click here to get the prices from $10,001 to $100,000 per person $0 Trip Cost band does not include Trip Cancellation and Trip Interruption You have to add 40% (or multiply it by 1.4) to the Protect Assist Gold rates to get the optional Cancel For Any Reason Benefit's cost You can double the Emergency Medical to $50,000, the Emergency Medical Transportation to $1,000,000 plus upgrade the medical to Primary for $15 - $63 per person, depending on their age It's the same price for a trip of up to 30 days Travel Guard has a $7 non-refundable policy fee (not per person) you need to add to the prices below The daily per person rates for a 31 - 365 days' trip are $4 - $7 depending on your age Here's the Travel Guard Protect Assist secure online order form
The Travel Guard Protect Assist Gold Plan's Prices: |
Per Person Trip Cost |
Ages
0 - 34 |
Ages
35 - 59 |
Ages
60 - 69 |
Ages
70 - 74 |
Ages
75 - 79 |
Ages
80 - 84 |
Ages
85+ |
$0 |
19 |
29 |
37 |
49 |
61 |
97 |
103 |
$1 - 250 |
23 |
32 |
38 |
49 |
61 |
97 |
103 |
$251 - 500 |
25 |
36 |
41 |
54 |
65 |
104 |
120 |
$501-1,000 |
41 |
52 |
66 |
91 |
112 |
163 |
182 |
$1,001-1,500 |
53 |
71 |
91 |
124 |
158 |
217 |
258 |
$1,501-2,000 |
72 |
95 |
125 |
175 |
216 |
280 |
331 |
$2,001-2,500 |
92 |
120 |
155 |
257 |
255 |
342 |
403 |
$2,501-3,000 |
111 |
141 |
184 |
333 |
303 |
404 |
476 |
$3,001-3,500 |
130 |
150 |
215 |
373 |
349 |
469 |
553 |
$3,501-4,000 |
148 |
164 |
244 |
414 |
412 |
580 |
632 |
$4,001-4,500 |
165 |
187 |
308 |
445 |
454 |
616 |
693 |
$4,501-5,000 |
184 |
209 |
346 |
476 |
507 |
697 |
765 |
$5,001-5,500 |
211 |
284 |
380 |
507 |
560 |
821 |
894 |
$5,501-6,000 |
239 |
284 |
414 |
538 |
590 |
850 |
925 |
$6,001-6,500 |
260 |
311 |
451 |
573 |
637 |
905 |
985 |
$6,501-7,000 |
281 |
337 |
489 |
618 |
684 |
964 |
1,057 |
$7,001-8,000 |
309 |
368 |
551 |
705 |
878 |
1,171 |
1,274 |
$8,001-9,000 |
347 |
399 |
614 |
798 |
995 |
1,336 |
1,454 |
$9,001-10,000 |
384 |
429 |
675 |
880 |
1,118 |
1,498 |
1,629 |
Medical Upgrade to $50,000 Total Coverage |
$13 |
18 |
24 |
32 |
42 |
54 |
65 |
Per Day Rate for Trips Over 30 Days |
$4 |
5 |
5 |
6 |
6 |
7 |
8 |
For rates of trip costs over $10,000, please call Steve, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854. Note: Rates subject to change.
Click here to go directly to Protect Assist's secure online quote and purchase page
Ready to Order? It's easy (and safe) to order online or over the telephone - just call Steve, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.
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