Travel Guard Platinum has its strengths & quibbles:

Why Buy It?

Quibbles

The Platinum plan has $50,000 Primary Emergency Medical coverage if purchased not later than 14 days after your initial trip payment

The Platinum's Pre-ex waiver applies to the first $50,000 of trip cost per person

The optional Medical benefit Upgrade doubles your Medical benefit and includes Emergency Evacuation to the adequate licensed medical facility of the insured's choice

Without the optional Emergency Evacuation Upgrade, the Hospital of Your Choice Emergency Evacuation requires the medical facility you're in to be inadequate

Travel Guard can advance payment to a medical facility if needed to secure Your admission

Travel Guard does not continue to pay any medical expenses from an illness or injury that occured on your trip after you return home

You have 14 calendar days after your initial trip payment (they say 15 days) to cover pre-existing conditions & supplier financial default, & the optional Cancel For Any Reason.

Cancellation due to Work Reasons coverage is included for no extra charge

You can get "Cancel For Any Reason" coverage for up to 50% of non-refundable trip costs.

The Platinum plan has a 90 day Lookback period

You have a 14 day Free Look Period

The Platinum has a 150% trip interruption benefit

Travel Guard's maximum trip length is 365 days

Travel Guard is one of the few companies we trust

If you already know you want the Travel Guard Platinum plan, click here to go to Travel Guard's secure online order form Or call us toll free at 1-888-407-3854 to place your order over the telephone.

Travel Guard Platinum's Description of Coverage

A brief description is below. For complete coverage, terms, conditions and exclusions, read the Platinum Description of Coverage.

You can view or download Travel Guard's Certificates with the free Adobe Acrobat Reader`. You may find this helpful: Printing With Adobe Reader

The Travel Guard Platinum Plan Covers:

Secure online order form link (you don't pay extra fees using us)

Platinum's secure online purchase page

Who can get this?

Any US resident except FL, NY, PA & WA State residents

Optional Benefit:
Cancel For Any Reason

75% of non-refundable trip costs

Money Back Guarantee

14 days

Trip Cancellation (per person)

Up to the insured amount

Trip Interruption (per person)

Up to 150% of the insured amount

Emergency Medical (per person) - Travel Guard can advance payment to a medical facility if needed to secure Your admission

$50,000 Primary

Emergency Medical Evacuation / Repatriation (per person)

$1,000,000

Emergency Dental Treatment for Accidental Injury (per person)

$500

Your deadline to waive the Pre-Existing Condition exclusion

Your Initial Trip Deposit Date plus 14 calendar days

Pre-Existing Condition Lookback Period

60 Days

Travel Baggage (per person)

$2,500

Travel Baggage Delay (per person)

$500 (after 12 hours)

Travel Delay (per person)

$1,000 (after 5 hours) $200 per day

Missed Connection (per person)

$500 (after 3 hours)

24 Hour AD&D (per person)

$50,000

Rental Car Collision / Loss Damage Waiver

Yes, as a separate plan

24-hr Accidental Death & Dismemberment (per person)

$50,000

24-hour Assistance Services

Yes

Flight Accident Insurance (per person)

You can get up to $1,500,000 per traveler as separate plans

Travel Supplier Financial Default

14 Day Wait if purchased by your Initial Trip Deposit Date plus 14 calendar days

Terrorist Incident coverage in Itinerary City

"...in a city to which you were scheduled to arrive within 30 days"

The Medical Upgrade Plan Details:

• Double your medical coverage to $100,000 Primary
• Get Hospital of Your choice Emergency Evacuation

Insurance Underwriter

National Union Fire Insurance Company (A Rated)

Secure online order form link (you don't pay extra fees using us)

Go to the Platinum secure online order form

The Travel Guard Platinum Plan's Prices:

Per Person Trip Cost

Ages
0 - 34

Ages
35 - 59

Ages
60 - 69

Ages
70 - 74

Ages
75 - 79

Ages
80 - 84

Ages
85+

$1 - $250

$49

$61

$64

$78

$114

$225

$266

$251 - $500

$58

$73

$84

$101

$128

$228

$278

$501 - $1,000

$60

$82

$104

$125

$155

$293

$339

$1,001 - $1,500

$80

$110

$140

$168

$202

$367

$430

$1,501 - $2,000

$100

$138

$183

$211

$250

$468

$560

$2,001 - $2,500

$124

$170

$230

$264

$289

$500

$598

$2,501 - $3,000

$149

$204

$276

$319

$349

$600

$720

$3,001 - $3,500

$167

$227

$306

$352

$385

$655

$806

$3,501 - $4,000

$176

$241

$324

$375

$411

$700

$855

$4,001 - $4,500

$226

$317

$437

$508

$553

$954

$1,112

$4,501 - $5,000

$276

$393

$549

$641

$696

$1,208

$1,369

$5,001 - $5,500

$304

$430

$600

$701

$760

$1,316

$1,497

$5,501 - $6,000

$369

$526

$738

$862

$931

$1,614

$1,818

$6,001 - $6,500

$392

$556

$777

$907

$980

$1,693

$1,920

$6,501 - $7,000

$444

$630

$883

$1,031

$1,112

$1,922

$2,172

$7,001 - $8,000

$481

$682

$955

$1,114

$1,202

$2,073

$2,347

$8,001 - $9,000

$518

$734

$1,027

$1,198

$1,291

$2,225

$2,521

$9,001 - $10,000

$555

$786

$1,099

$1,281

$1,380

$2,377

$2,696

Per Day Rate for Trips Over 30 Days

$5

$5

$6

$7

$8

$9

$10

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