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Travel Guard's Platinum Travel Insurance

Click here if you are looking for the Travel Guard Gold plan or here if you are looking for the Travel Guard Basic or Silver plans

This is a long page - You get lots of information and prices

This is an overview of the Travel Guard Platinum Plan. Coverage will vary based on your state of residence. Please refer to your state specific Description of Coverage or Policy for complete details by clicking on the plan links below.

Click here if you don't live in FL, NY, PA or WA to see the plan that covers you

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Travel Guard's Platinum
has its strengths & quibbles:

Why Buy It?

Quibbles

The Platinum plan has $50,000 Primary Medical Expense coverage

The Platinum's Pre-ex waiver applies to the first $50,000 of trip cost per person

The Optional Medical Upgrade gives you Hospital of Your Choice Emergency Evacuation for up to $63 per person

Without the optional Emergency Evacuation Upgrade, Emergency Evacuation limited to the nearest adequate licensed medical facility

The lowest trip cost you can cover is $0

A $0 trip cost changes your policy's effective date potentially causing you a problem. Read this: Don’t Insure A $0 Trip Cost To Save Money

Travel Guard can arrange payment to a medical facility if needed to secure your admission

Insurer does not continue to pay any medical expenses due to an illness or injury that occured on your trip after you return home

If plan is purchased within 15 days of initial trip payment, you'll receive coverage due to supplier financial default, a waiver of the pre existing condition exclusion, and the option to purchase Cancel for Any Reason or Work upgrades.

 

The optional "Cancel For Any Reason" coverage provides reimbursement for up to 75% of total trip cost.

 

You can get "Cancel For Work Reason" coverage.

 

The Platinum plan has just a 60 day Lookback period

 

You have a 15 day Free Look Period

 

The Platinum plan provides a Trip Interruption benefit of up to 150% of total trip cost

 

You can upgrade Platinum's Medical coverage to $100,000 (from $50,000)

 

The Platinum plan's maximum trip length is 365 days

 

Travel Guard is one of the few companies we trust

If you already know you want the Travel Guard Platinum plan, click here to go to Travel Guard's secure online enrollment form Or call us toll free at 1-888-407-3854 to purchase over the telephone.


Travel GuardThe Travel Guard Platinum plan includes $50,000 Medical Expense, $1,000,000 Emergency Evacuation and 150% Trip Interruption. Includes a 15 day satisfaction guarantee. Available to US residents only.

Travel Guard also has a Car Rental Collision Coverage Plan: This plan includes $35,000 of primary coverage for damage to your rental car subject to a $250 deductible. Get more information here.

Travel Guard Platinum - Enter your state of residence and click "Continue". Then click on "Coverage Details" to view your Description of Coverage or Policy.

Ready to Purchase? It's easy (and safe) to purchase online or over the telephone - just call Deanna, Becky, Tony or Steve toll free at 1-888-407-3854 (US, Canada) or 507-214-3854.

The Travel Guard Platinum Plan:

Secure online enrollment form link (you don't pay extra fees using us)

Platinum's secure online purchase page

Who can get this?

Any US resident

Optional Benefit:
Cancel For Any Reason

75% of non-refundable trip costs

Satisfaction Guarantee

15 days

Trip Cancellation (per person)

100% of the insured trip cost

Trip Interruption (per person)

Up to 150% of the insured trip cost

Medical Expense (per person)

$50,000 Primary

Emergency Evacuation / Repatriation of Remains (per person)

$1,000,000

Waiver of the Pre-Existing Medical Condition Exclusion

included if coverage is purchased within 15 days of Initial Trip Payment

Pre-Existing Medical Condition Lookback Period

60 Days

Baggage and Personal Effects Loss (per person)

$2,500

Baggage Delay (per person)

$500 (after 12 hours)

Trip Delay (per person)

$1,000 (after 5 hours) $200 per day

Missed Connection (per person)

$500 (after 3 hours)

24 Hour AD&D (per person)

$50,000

Car Rental Collision Coverage

$35,000 Optional Coverage, subject to a $250 Deductible

24 Hour Accidental Death & Dismemberment (per person)

$50,000

Trip Cancellation/Interruption due to Financial Default

Included if plan is purchased within 15 days of Initial Trip Payment

Terrorist Incident coverage in Itinerary City

"...in a city to which you were scheduled to arrive within 30 days"

The Medical Upgrade Plan Details:

• Double your medical coverage to $100,000 Primary
• Get Hospital of Your choice Emergency Evacuation

24-hour Assistance Services

Included

Secure online enrollment form link (you don't pay extra fees using us)

Go to the Platinum secure online enrollment form

Ready to Purchase? It's easy (and safe) to purchase online or over the telephone - just call Deanna, Becky, Tony or Steve toll free at 1-888-407-3854 (US, Canada) or 507-214-3854.

Here are the Platinum Plan costs:

Take note of this important Platinum Plan pricing information:

The Travel Guard Platinum Plan Costs:

Per Person Trip Cost

Ages
0-34

Ages
35-59

Ages
60-69

Ages
70-74

Ages
75-79

Ages
80-84

Ages
85+

$0

$26

30

44

50

66

99

114

$1 - 250

$31

36

53

59

77

114

131

$251 - 500

$36

42

62

68

87

128

148

$501 - 1,000

$62

75

104

122

152

220

240

$1,001 - 1,500

$90

103

146

172

222

321

341

$1,501 - 2,000

$116

143

187

220

297

435

448

$2,001 - 2,500

$145

178

229

284

373

545

555

$2,501 - 3,000

$170

214

272

342

448

662

673

$3,001 - 3,500

$195

258

314

400

539

773

789

$3,501 - 4,000

$219

293

356

458

617

884

903

$4,001 - 4,500

$245

328

397

530

714

994

1,015

$4,501 - 5,000

$270

375

440

590

799

1,090

1,129

$5,001 - 5,500

$311

413

483

649

850

1,121

1,201

$5,501 - 6,000

$333

461

541

708

929

1,136

1,272

$6,001 - 6,500

$362

500

588

791

1,001

1,242

1,391

$6,501 - 7,000

$394

554

633

852

1,083

1,348

1,510

$7,001 - 8,000

$451

613

721

945

1,201

1,491

1,671

$8,001 - 9,000

$521

714

814

1,067

1,358

1,690

1,893

$9,001 - 10,000

$600

795

907

1,190

1,512

1,884

2,109

Click here to get the up to $100,000 per person costs

Medical Upgrade, with Hospital of Choice (Umbrella Package) to $100,000 Total Coverage (plus a $3 policy fee)

$13

17

22

27

32

37

43

Add an additional $5 per person per day for trips in excess of 30 days.

Click here to go directly to Travel Guard's Platinum online quote and purchase page

This is only a brief description of the coverage(s) available under policy series T30337NUFIC (Residents of New York state under policy series T30253NUFIC-NY. Residents of Florida under policy series T30253NUFIC. Residents of OR, GA, UT, WA and NH under T30342NUFIC). The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy. If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases. Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Assistance Services are provided by Travel Guard.

This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Travel assistance services provided by Travel Guard.


Ready to Purchase? It's easy (and safe) to purchase online or over the telephone - just call Deanna, Becky, Tony or Steve toll free at 1-888-407-3854 (US, Canada) or 507-214-3854.

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