Will Waiting Cause My Travel Insurance Cost to Increase?

by Steve Dasseos, The Trip Insurance Guru on June 17, 2009 · 0 comments

in Ask Steve Dasseos Q&A, How Travel Insurance Works

I see the deadline to get travel insurance is the day before my departure for the policy I’m considering. Will there be a difference in the price quote if I wait until I make my final payment or wait until the day before my trip vs buying my trip insurance today? Linda

Hi Linda,

All the travel insurance plans’ prices you’ll find at www.TripInsuranceStore.com , www.BasicTravelinsurance.com and www.RentalTravelinsurance.com are based on three factors:

Your age when you get your travel insurance from us
Your trip’s length if it’s longer than 30 days
Your per person insured trip cost

With any of these plans, the only events that will make your travel insurance plan’s cost to go up is if you get older and are pushed into a higher cost bracket or if the company unexpectedly raises its prices.

I do have one plan where the price isn’t fixed, but the price changes depending on as many as 17 trip variables like your ages, trip length, destination, departure date, state or province of residence, etc. In other words, the price can change day to day or each time you quote it. The only way to lock in the price is to buy it when you quote it. You can see the details at www.FlexibleTravelinsurance.com.

I hope this makes sense. If not, call us at 1-888-407-3854 and we’ll help you figure it all out.

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