Lookback Period question: If my companion or I are stable and can travel when I buy the insurance more than 181 days before the trip will I have coverage for pre-existing conditions? If I have a condition that requires a doctor visit today and I buy the insurance the next day but more than 181 days before the trip am I covered for pre-existing conditions? Hank
Hi Hank,
The Lookback period is not the number of days before you leave on your trip. It’s the number of days before you buy a policy.
So, if you or your traveling companion (and any non-traveling immediate family members) have any medical condition in the Lookback Period and are medically stable by the travel insurance plan’s rules, you must get the trip cancellation travel insurance plan by its deadline.
You also need to abide by the specific company’s rules to get its own Pre-Existing Medical Conditions. Go here to learn more on Pre-Existing Medical Conditions:
http://www.tripinsurancestore.com/3/pre-existing.shtml
Here’s more on medically stable:
http://www.tripinsurancestore.com/3/medically-stable.shtml
I hope this makes sense.
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