Contrary to popular opinion, getting coverage for a pre-existing condition with a pre-existing condition waiver is not guaranteed. That’s because the person with the pre-existing condition must be medically stable when the insurance is purchased.
We get quite a few calls a month from people where it almost sounds like we are the only travel insurance seller who points out the medically stable rules. It’s surprising how much mis-information there is floating around out there.
Medically Stable includes the idea that nothing is foreseen or expected to “be a turn for the worse”. It’s much more complicated than just buying travel insurance in the pre-existing condition waiver period because a condition of covering a pre-existing condition is the Medically Stability. Go here to get more information on being Medically Stable.
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