What exactly would be the “initial deposit date” if I am taking a 7-week trip thru Europe individually, not on a package tour? To get some cheap hotel rates, I have to make reservations that are not refundable. I may not make these hotel reservations all on the same day. Is the “initial date” the date I make the FIRST reservation? And would trip cancellation insurance cover all of the separate non-refundable hotel reservations? Quinn
Quinn, your Initial Trip Deposit Date is the date the first payment of any kind that was applied to your trip. The reservation date only counts if you paid any money to secure the reservation. Go here to learn more about the “initial deposit date”.
The reservations themselves aren’t covered. But if you prepay money for a non-refundable hotel stay, you can insure the amount of money you paid up front.
Here’s an important tip: If you just call a hotel and hold a room with a credit card number, this doesn’t count as your “initial deposit date”. That’s because the hotel typically won’t charge your card unless you don’t show up or until at your checkout. The reason this is important is that if you have no “initial deposit date” you can’t get a pre-existing medical conditions waiver.
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