We’re taking a cruise March 1, 2009. We paid our cruise in full in January 2009. My husband was hospitalized last week for something unexpected & his doctor says he’s ok to travel. I called another website (________) & they said my husband doesn’t have a pre-existing condition. Which cruise insurance plan should we get? Shannon
Hi Shannon,
I’m sorry to break the bad news to you, but since you don’t yet have a cruise insurance plan, whatever your husband was hospitalized for is a pre-existing condition on any cruise, travel or trip insurance plan you buy. This means nothing related to it is covered: trip cancellation, trip interruption or medical treatment while on your trip.
It’s a pre-existing condition because it will have been treated or diagnosed in the 60, 90 or 180 days before you bought your policy.
What would I do in your situation? I suggest you go back to who ever told you your husband doesn’t have a pre-existing condition and get that in writing. Then, order the policy from them so they can back you up if you need their help on a claim.
You can learn more about travel insurance pre-existing conditions here.
Are you, a family member or friend planning a cruise or trip? Here’s why you should come to TripInsuranceStore.com for your cruise, trip or travel insurance:
- You save your time & money with 5 pre-screened companies (you don’t need 100+ travel or cruise insurance plans).
- You get personalized service from Deanna, Becky, Mary, Teresa or Steve at 1-888-407-3854 (US, Canada). Or email.
- Get side-by-side plan & price comparisons
- Exclusive Smile of Satisfaction Money Back Guarantee
PS – If you liked what you read, please subscribe to my Blog. You can also connect with TripInsuranceStore on Facebook.
You must log in to post a comment.