All I want is coverage to cover my airline and accomodations costs if I, my wife, or one of my kids gets injured or sick OR if someone in my immediate family dies and we have to cancel the trip. Isn’t there something that covers just that? I don’t need or want all the other coverages.
This question comes up at least a few times each week. I think it’s because people think that they can remove certain coverages & save some money. However, about 88% of claims are trip cancellation or interruption so the extra coverages don’t really cost the insurance company much to include them.
Just to clarify this: there are no plans that cover just trip cancellation & interruption. All trip cancellation plans are package plans. They all include medical & everything else.
Therefore we suggest you get the least expensive plan (that is, of the companies we trust) and jsut ignore the other coverages. If you want more information on this, I have a page here that explains this more fully, too.
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