How To Get Good Travel Health Insurance With No Deductibles and Copays

by Steve Dasseos, The Trip Insurance Guru on February 22, 2008 · 1 comment

in Ask Steve Dasseos Q&A, General, Helpful Travel Tips, How Travel Insurance Works, Pre-existing Conditions

Hello, Students from our school are going to Jamaica and we need Travel Health Insurance. Can you help me? Thanks, Morgan

Morgan brings up a need that sounds simple enough on the surface, but it’s really more complicated because US & Canadian residents with fixed travel dates have 2 choices for Travel Health Insurance:

1) Using what’s commonly known as a Travel Health Insurance plan. These plans have 3 drawbacks: deductibles, copays and restrictive pre-existing conditions coverage. You can learn more about Travel Health Insurance plans here.

2) Get a trip cancellation / interruption plan. These plans have no deductibles nor copays. And they have good pre-existing conditions coverage.

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