Steve, Regarding the price quote, we re-figured some prices and are actually paying $7,000 per person (which includes airfare). We are flying Business Class – should we or should we not include the cost of our flight in the insurance estimate? If we eliminate the cost of the Business Class Tickets then the trip is $3500 per person. Linda
Hi Linda,
You only have to include the non-refundable cost of the Business Class tickets. In the past, Business Class and First Class tickets were refundable, but recently we’ve been seeing both Business Class and First Class tickets that are not competely refundable.
For example, many tickets now say they’ll refund everything to you except a $200 – $250 fee. In this case you’d only have to insure the non-refundable fee.
Therefore, it’s very important you find out if your Business Class tickets will refund all your money if you cancelled your trip. Ask them “If I got hit by a cement truck and had to cancel my trip, will you (the airline) give me 100% of my money back in cash and not a voucher or future credit toward the purchase of another ticket?”
You can go here to find out more on what else is included in trip costs: http://www.tripinsurancestore.com/3/trip-cost.shtml
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