As to trip cancellation coverage – if one breaks a leg or arm or has some other unforseen medical condition occur before leaving on their trip, even a bad virus, they probably would not need to be hospitalized but at same time would not feel up to their trip. Will your trip cancellation travel insurance cover them for reimbursement of trip ticket cost? Or do you have to be hospitalized to have coverage? Betty
Hi Betty,
All our trip cancellation travel insurance plans require that you go to a doctor and have her or him advise, in writing, that you are unable to travel. You do not have to be hospitalized.
My answer assumes that the particular medical condition is unexpected. If the medical condition was known or expected, then we’re talking about a pre-existing medical condition.
And, yes, any of our trip cancellation travel insurance plans will reimburse you if you insured the airfare’s cost.
Note: I am not covering pre-existing medical conditions in this blog post, but you can click on this link to learn more about Pre-Existing Medical Conditions:
http://www.tripinsurancestore.com/3/pre-existing.shtml
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