Does Trip Cancellation Insurance Give You All Your Money Back?

by Steve Dasseos, The Trip Insurance Guru on June 30, 2010

My itinerary with Expedia is partially refundable if I have to cancel. I’d lose $800. How does trip insurance work if some of my cost is refundable? Would I get the $800 back in a trip cancellation claim or would it not help at all? Sincerely, Nicole

Hi Nicole, If you will get a cash refund (not credits, not vouchers) on all your other travel arrangements, then you can just insure the amount that’s non-refundable. In your case that’s $800.

If you were to cancel your trip for a covered reason any time before you leave, then yes, you will get the $800 paid to you as a trip cancellation claim.

Click here to see what is and isn’t covered.

I hope this makes sense. If not, call us at 1-888-407-3854 and we’ll help you figure it all out.

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