Hi, My final payment on my cruise is due tomorrow, but I have not bought airfare yet. Do I need to buy the airfare before buying the travel insurance and does insurance need to be bought before final payment? Thank you, Kimberly

Hi Kimberly, You didn’t say, but if you need pre-existing medical conditions coverage your deadline is no later than 24 Hours after your final trip payment with a CSA plan or an HTH plan.

Otherwise, you can get any of our plans at any time until the day before you leave on the trip.

As for buying the airfare, you can estimate the cost of the airfare and include it in the trip cost you insure. That gives you the freedom to get your airfare when you want to get it.