Does a “Cancel For Any Reason” Travel Insurance Plan Cover Me If I Want To Return Home Early?

by Steve Dasseos, The Trip Insurance Guru on February 3, 2008

Does a “Cancel For Any Reason” Travel Insurance Plan Cover Me If I Want To Return Home Early? Thanks, Roy

No, The “Cancel For Any Reason” is just that – cancelling a trip. It’s not “Interrupt For Any Reason”.

That said, I can see why Roy asks this question. There’s a lot of discussion out there about “Cancel For Any Reason” plans. And I’m sure we’ll have a few more companies come up with their own plans in the near future.

And, as seems to be a common occurrence, there’s confusion over what is covered. Plus the terms “Cancellation” & “Interruption” are used interchangeably. Remember, insurance is a legal contract, so if the terms “Cancellation” & “Interruption” are used, they do not mean the same thing.

“Trip Cancellation” means before you leave on your trip. “Trip Interruption” means while you are on your trip.

Go here to learn more about “Cancel For Any Reason” plans.


Are you, a family member or friend planning a cruise or trip? Here’s why you should come to TripInsuranceStore.com for your cruise, trip or travel insurance:

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