I am trying to plan a trip for this summer but it is possible that work commitments may force me to rearrange my travel, but not cancel it. I’m considering buying a “cancel for any reason” plan. My question is what coverage I would then have for the rearranged trip? Would I need to buy new insurance for that? Would the insurance cover airline’s change fees or my having to pay the difference if the new airfare was higher? Thank you for your help. Michelle

Hi Michelle,
One drawback with the “cancel for any reason” plans is just that - trip cancellation. In other words, there’s no option to use it for travel delay or postponing a trip.

While the policy wordings seem to leave this open as a possibility, you can “read between the lines” and see this is the case because the policy wordings all say the trip cancellation needs to occur at least 48 hours or 2 days before your departure date.

Therefore, you’d be left with making a claim on your trip plus be needing to arrange a new trip to go where you want to go. Go here to learn more about Cancel For Any Reason Plans.