The quick & simple truth is “No!”. You are asking for problems if you think all travel insurance plans are the same.

The problem is caused partly by sellers who can’t figure out how policies differ. In their minds all plans that include the words “insurance” or “protection” are the same.

Plus, there are many online forums, message boards, chat rooms & advice columns where anonymous posters can say whatever they want without having to be held accountable. For example, if you go to Cruise Critic, you will find I sign my posts with “Steve Dasseos”. Anyone could Google me to track me down.

The only way to know what a travel insurance plan covers is to read it. You can get (to read or download) our providers’ Terms & Conditions here: (it’s a really good idea to review a plan before you spend money for it)
http://www.tripinsurancestore.com/3/what-is-covered.shtml