Does Travel Insurance Cover A Personal Vehicle?

by Steve Dasseos, The Trip Insurance Guru on January 14, 2008 · 0 comments

in Ask Steve Dasseos Q&A, How Travel Insurance Works

I bought a policy from you last year for a trip to NZ. We’re going back in 2009 on a home / car swap with a couple there. Can a trip insurance policy cover us using their car? Thanks, Gary

Gary’s question brings up how trip / travel insurance works with personal vehicles. Related to this is when you’re driving your own vehicle to your trip’s destination.

Neither trip nor travel insurance will cover a personal vehicle in any circumstance. If your car breaks down en route, that’s not covered for travel delay nor trip interruption.

Along this line, let’s say there’s a travel delay and you have to wait a day to fly out. If you rent a car to drive to your destination, the cost of the car rental is not a covered cost.

{ 0 comments… add one now }

Older post: US State Department Travel Warnings

Newer post: Primary Medical Travel Insurance Is Not Better Than Secondary