I bought a policy from you last year for a trip to NZ. We’re going back in 2009 on a home / car swap with a couple there. Can a trip insurance policy cover us using their car? Thanks, Gary
Gary’s question brings up how trip / travel insurance works with personal vehicles. Related to this is when you’re driving your own vehicle to your trip’s destination.
Neither trip nor travel insurance will cover a personal vehicle in any circumstance. If your car breaks down en route, that’s not covered for travel delay nor trip interruption.
Along this line, let’s say there’s a travel delay and you have to wait a day to fly out. If you rent a car to drive to your destination, the cost of the car rental is not a covered cost.
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