If I already paid for my trip in full in January 2007, will any of your plans cover me? Thanks, Rachel

Many people think if it’s been months since you paid for your trip, it’s too late to get travel insurance. Here’s the correct answer:

Yes, you can get travel insurance. Any of our plans will cover all your prepaid non-refundable trip costs as long as you get the policy at least one day before you leave on your trip.

Rachel didn’t say, but if she was looking for pre-existing coverage, she couldn’t get it because she’s past the deadlines.