Can a Canadian and US Resident Be On The Same Travel Insurance Policy?

by Steve Dasseos, The Trip Insurance Guru on June 19, 2008

My mother and I are traveling together. My main point of confusion is how to set up the insurance since my mother is a Canadian resident and I am a US resident. Do we need to purchase separate policies? Shannon

Thanks Shannon for the good question. You’ll need to get separate policies. That’s because each Travel Insurance Policy is filed with the Insurance Department in every US State or Canadian Province it’s offered for sale.

Generally, the plans are the same in all the States or Provinces they are sold, but sometimes there are subtle differences that could make a policy claim complicated at best. Or completely denied at worst.

Plus, not all policies are available to everyone. Of the 6 companies we offer, Canadians can only get two of the companies (CSA& TravelSafe).


Are you, a family member or friend planning a cruise or trip? Here’s why you should come to TripInsuranceStore.com for your cruise, trip or travel insurance:

PS – If you liked what you read, please subscribe to my Blog. You can also connect with TripInsuranceStore on Facebook.

Share and Enjoy:
  • Print
  • Digg
  • StumbleUpon
  • del.icio.us
  • Facebook
  • Yahoo! Buzz
  • Twitter
  • Google Bookmarks

Previous post:

Next post: