Few people trust insurance companies. For obvious reasons, this discussion’s just about travel insurance. Here’s what we say:

Buying travel insurance is a risk: You are trading a known certainty (your hard earned money) for an unknown quantity - the promise of the insurance policy doing what it says it will do. This is why we pre-screen our plans.

People manage the risk of losing money on a trip different ways: (none are right or wrong, they are just choices people make)

1. Some people stick with the same insurance company for every trip
2. Some self-insure
3. Some ignore travel / trip / cruise insurance altogether
4. Some take their agent’s advice
5. Some shop around
6. Some forget

In my opinion, getting travel insurance is a personal decision, therefore none of these choices are right or wrong, they are just a matter of personal preference.

Of course, I’d rather every US & Canadian traveler buy their trip, travel or cruise insurance from us. While we are growing, I don’t think TripInsuranceStore.com will ever be a monopoly.