I’m looking for an Annual Travel Insurance Plan. Where do I start? Marilyn
As far as I know, the only Annual travel insurance plans you can buy if you are a US resident are either Flight Life Insurance (die in a plane crash) or Medical Insurance.
Neither of these choices includes trip cancellation, interruption or other common coverages.
Why is that?
Though I can’t speak for the insurance companies, here’s what I think is the reason why:
I don’t think they have come up with a way to anticipate their claims experience for trip cancellation & interruption.
It’s easier with the Annual Flight Life Insurance because as I tell people, “it only takes one event to make the policy pay”.
Also, as I mentioned, you can get annual medical / health travel insurance plans. However, these plans won’t cover any pre-existing conditions. And in most cases the Lookback Period is more restrictive.
You can see our Annual Travel Insurance Plans here
I hope this help you.
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